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2982 NW 95th St, Miami, FL, 33147

3beds
2baths
1,128sqft
$445,000
$395price/sqft
$3,422/moest. monthly cost
$136,880/yrincome needed

About This Home

This 3-bedroom, 2-bathroom home offers approximately 1,150SqFt of comfortable living space. The open kitchen flows seamlessly into the living area, creating a bright and inviting layout enhanced by natural light from multiple windows throughout the home. Tile flooring extends throughout, including both bathrooms, and impact windows provide added security and peace of mind. The spacious backyard with fruit trees offers a relaxing outdoor setting, while the in-home washer and dryer add everyday convenience. Conveniently located near shopping, dining, and local amenities, this home is move-in ready. Schedule your showing today.

Getting Around

62
WalkingSomewhat Walkable
42
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

2/10
4/10
Madison Middle SchoolGrades 6-80.7 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Flat Tile,Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Electric Water Heater,Microwave,Electric Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Custom Mirrors,Other
  • Window features: High Impact Windows
  • Flooring: Ceramic Tile,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,128
  • Total interior livable area: 1,128 sqft

Property

Details

  • Parcel number: 3031040033230
  • Zoning: 0100

Features

  • Stories: 1
  • Entry location: First Floor Entry
  • Pool features: R30-No Pool/No Water
  • Patio & porch: Open Porch,Patio
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Residential vegetation: Fruit Trees

Lot

  • Lot size: 7,000 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Parking features: Additional Spaces Available,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$166$1,992
Property Taxes $809$9,708
Electricity $197$2,366
Total$3,422$41,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,325/yr
40% on housing$102,660/yr
45% on housing$91,253/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$395This listing

vs Other Active Listings

Avg $/sqft

ZIP 33147$250
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33147$360
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-28Listed for sale$445,000
2025-02-28Sold$406,000
2025-02-18Listed for sale$445,000
2025-01-30Contingent$445,000
2025-01-09Listed for sale$445,000
2024-12-30Contingent$445,000
2024-12-12Price change$445,000
2024-11-20Listed for sale$495,000

Pre-Foreclosure - For Sale by Agent

AgentDaniel Silverstein
BrokerageSilmar Realty

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