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545 NW 81st St, Miami, FL, 33150

2beds
2baths
1,692sqft
$499,900
$295price/sqft
$3,903/moest. monthly cost
$156,120/yrincome needed

About This Home

Attention investors! Exceptional opportunity to own an income-producing duplex in the centrally located Rose Bower subdivision of Miami. This well-positioned property features two 1-bedroom, 1-bathroom units, each with its own private entrance, separate electrical meter, and dedicated carport. Ideal for generating rental income or expanding your investment portfolio, this duplex offers convenience, strong rental potential, and easy access to major roadways, shopping, dining, and employment centers. Don't miss this opportunity to own a versatile investment property. Schedule your private showing today!

Getting Around

62
WalkingSomewhat Walkable
48
TransitSome Transit
61
BikeBikeable

Schools

Construction

Condition

  • Year built: 1953

Materials

  • Roof: Built-Up,Flat Roof With Facade Front
  • Construction materials: CBS Construction

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Window/Wall
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,364
  • Total interior livable area: 1,692 sqft

Property

Details

  • Parcel number: 3031120220050
  • Zoning: 5700

Features

  • Stories: 1

Lot

  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$160$1,920
Property Taxes $1,019$12,228
Electricity $197$2,366
Total$3,903$46,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,817/yr
40% on housing$117,090/yr
45% on housing$104,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 33150$323
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33150$415
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$499,900
2019-04-17Sold$225,000
2019-04-05Pending sale$229,500
2019-03-29Price change$229,500
2019-03-25Price change$235,900
2019-03-20Price change$280,000
2019-03-06Price change$219,000
2019-02-17Price change$219,900
2019-02-16Price change$224,900
2019-02-09Price change$229,900
2019-02-07Price change$233,000
2019-02-05Price change$234,000
2019-02-01Price change$280,000
2019-01-31Price change$234,500
2019-01-25Price change$234,000
2019-01-20Price change$238,500
2019-01-18Price change$248,500
2019-01-15Price change$269,000
2019-01-13Price change$239,000
2018-12-20Price change$248,000
2018-12-14Price change$315,000
2018-12-11Price change$267,500
2018-12-06Price change$269,000
2018-11-23Listed for sale$340,000
2018-11-13Sold$204,000
2018-04-14Pending sale$210,000
2014-03-31Sold$96,100
2006-02-13Sold$160,000
2002-07-15Sold$87,666
2000-11-27Sold$44,000

For Sale by Agent

AgentLaura Sanchez
BrokerageGreen Lands Realty

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