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151 S Main St, Phillipsburg, NJ, 08865

2beds
1.2baths
2,997sqft
$265,000
$88price/sqft
$2,275/moest. monthly cost
$91,000/yrincome needed

About This Home

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

5/10
4/10
5/10
Phillipsburg High SchoolGrades 9-122.0 mi

Construction

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range/Oven - Gas

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1.2
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Features

  • See Remarks,Bedrooms,Den,Kitchen

Heating & Cooling

  • Heating features: 3 Units,Baseboard - Hotwater,Floor/Wall Heater,Heat Pump,Natural Gas
  • Cooling features: Central Air,Ductless Split AC

Interior Area

  • Total structure area: 2,997
  • Total interior livable area: 2,997 sqft

Property

Details

  • Parcel number: 3019009160000000120000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: .063 ACRE

Parking

  • Total spaces: 5
  • Parking features: 2 Car Width,Driveway-Exclusive
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Heat Wave

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$107$1,284
Property Taxes $499$5,988
Electricity $330$3,964
Total$2,275$27,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,000/yr
40% on housing$68,250/yr
45% on housing$60,666/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 08865$198
Warren County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 08865$228
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-02Price change$265,000
2026-07-13Listed for sale$270,000
2025-11-01Listing removed$269,900
2025-07-14Listed for sale$269,900
2025-02-02Listing removed$1,675
2025-01-10Price change$1,675
2025-01-04Listed for rent$1,750
2024-11-23Listing removed$950
2024-11-05Listed for rent$950
2024-10-19Listing removed$950
2024-10-07Listed for rent$950

For Sale by Agent

AgentGregory Eisenhart
BrokerageKeller Williams Real Estate

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