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205 W Oregon St #207, Evansville, IN, 47710

6beds
2baths
1,650sqft
$149,900
$91price/sqft
$1,165/moest. monthly cost
$46,600/yrincome needed

About This Home

Fully occupied two-story duplex offering a great investment opportunity. Unit 205 rents for $1,050 per month and Unit 207 rents for $975 per month, with tenants paying their own utilities. Each unit features 3 bedrooms and 1 full bathroom, spacious living and dining rooms, and washer and dryer hookups located in the kitchen. Gas, electric, and water are separately metered.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

5/10
8/10
North Junior High SchoolGrades 7-89.0 mi
8/10
New Tech InstituteGrades 9-122.6 mi

Construction

Condition

  • Year built: 1909

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling-9+,Laminate Counters,Eat-in Kitchen
  • Flooring: Carpet,Laminate,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,650

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,475
  • Total interior livable area: 1,650 sqft

Property

Details

  • Parcel number: 820619027007.011029

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch Covered

Lot

  • Lot size: 4,791 sqft
  • Features: Level
  • Lot size dimensions: 36X130

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$123$1,476
Property Taxes $101$1,212
Electricity $184$2,212
Total$1,165$13,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,942/yr
40% on housing$34,950/yr
45% on housing$31,066/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 47710$64
Vanderburgh County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 47710$116
Vanderburgh County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$149,900
2026-04-01Price change$154,900
2026-03-12Listed for sale$159,900
2021-02-25Sold$77,000
2006-03-22Sold$27,000

For Sale by Agent

AgentChelsea Crabtree Miller
BrokerageKELLER WILLIAMS CAPITAL REALTY

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