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19 Mountain Lake Dr, Blue Ridge, GA, 30513

2beds
2baths
1,222sqft
$595,000
$487price/sqft
$3,638/moest. monthly cost
$145,520/yrincome needed

About This Home

Storybook cottage nestled in the heart of the Aska Adventure area. Perched on a gently sloping waterfront lot, the cottage overlooks one of three picturesque community ponds. Plus, enjoy exclusive community access to the renowned Toccoa River or immerse yourself in nature with thousands of acres of U.S. National Forest property right at your doorstep. Construction has not yet started, giving you the unique opportunity to customize this property to fit your design style. Need more space? It is not too late to put this one on a daylight basement and add 722 sf. (Architect has finished the plans, soil study completed and surveyor is finishing up site plan...)

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
7/10
5/10
Fannin County High SchoolGrades 9-127.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven/Range (Combo)
  • Laundry features: In Hall,Laundry Closet

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Beamed Ceilings,High Ceilings,Master On Main Level,Entrance Foyer,Vaulted Ceiling(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,222

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,222
  • Total interior livable area: 1,222 sqft

Property

Details

  • Parcel number: 0035 A 027

Features

  • Levels: Two
  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Pond
  • Frontage type: Waterfront
  • Residential vegetation: Wooded

Lot

  • Lot size: 0.28 Acres
  • Features: Sloped

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Drought
Landslide
Strong Wind
Hail
Ice Storm
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$213$2,556
Property Taxes $198$2,376
Electricity $219$2,637
Total$3,638$43,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,731/yr
40% on housing$109,140/yr
45% on housing$97,013/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$487This listing

vs Other Active Listings

Avg $/sqft

ZIP 30513$291
Fannin County$279

vs Homes Sold Last Month

Median $/sqft

ZIP 30513
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-14Listed for sale$595,000
2025-06-01Listing removed$595,000
2025-04-19Listed for sale$595,000
2025-04-11Pending sale$595,000
2025-04-03Listed for sale$595,000
2025-03-01Listing removed$595,000
2025-01-23Listed for sale$595,000
2024-11-26Listing removed$595,000
2024-11-23Listed for sale$595,000
2024-10-25Listing removed$595,000
2024-10-08Listed for sale$595,000

New Construction

AgentMark McCullough
BrokerageSouthern Classic Realtors

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