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568 State Highway 32, Louisa, KY, 41230

5beds
3baths
2,383sqft
$484,000
$203price/sqft
$3,476/moest. monthly cost
$139,040/yrincome needed

About This Home

Bring your horses, cast a line in your own stocked pond, or simply enjoy the peace and privacy of 8+ acres. This custom ranch offers 5 bedrooms, 3 bathrooms, and approximately 2,383 sq. ft., including a brand-new 697 sq. ft. addition with 2 bedrooms and a full bath. A detached 2-bedroom guest house with kitchenette, living room, and full bath provides endless possibilities. Barn with fenced pasture, detached garage, chicken coop, gated entrance, and whole-home Generac generator. Ideal for multigenerational living, a hobby farm, or your own private retreat.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
Louisa Middle SchoolGrades 6-81.4 mi
4/10

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Refrigerator,Oven

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • 1st Floor Bedroom,Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Hardwood,Laminate,Tile
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,383

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,383
  • Total interior livable area: 2,383 sqft

Property

Details

  • Zoning: None

Features

  • Patio & porch: Stoop
  • Exterior features: Garden
  • Fencing: Fenced

Lot

  • Lot size: 8.34 Acres

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Lightning
Strong Wind
Winter Weather
Hail
Ice Storm
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,447$29,364
Home Insurance *$595$7,140
Property Taxes $246$2,952
Electricity $188$2,258
Total$3,476$41,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,177/yr
40% on housing$104,280/yr
45% on housing$92,693/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 41230$102
Lawrence County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 41230
Lawrence County$75

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$469,000
2026-07-14Listed for sale$484,000
2024-10-17Listing removed$349,000
2024-10-08Listed for sale$349,000

For Sale by Agent

AgentLaikan Pack
BrokerageeXp Realty LLC

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