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434 State Highway 94, Sapello, NM, 87745

--beds
--baths
--sqft
$998,500
--price/sqft
$6,211/moest. monthly cost
$248,440/yrincome needed

About This Home

Peaceful, Serene & picture-perfect would describe these 148.59 acres. The views are spectacular. A short drive from Las Vegas, and another 15 minutes to Pendaries Village. Featuring a modest two bedroom home along with pole barns, tack room, corrals, three natural fed ponds. Ponderosa, Pinon and Juniper trees surround the beautiful valley. This property was unscathed by the Hermits Peak/ Calf Canyon fire.Call for a showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
4/10
Memorial MiddleGrades 7-813.7 mi
4/10
Robertson High SchoolGrades 9-1213.7 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Ranch,Farm

Property

Details

  • Parcel number: r0653015

Lot

  • Lot size: 148.59 Acres
  • Features: Irregular Lot

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Inland Flooding
Wildfire
Lightning
Winter Weather

FEMA Declared Disasters in San Miguel County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,048$60,576
Home Insurance *$624$7,488
Property Taxes $391$4,692
Electricity $148$1,780
Total$6,211$74,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,948/yr
40% on housing$186,330/yr
45% on housing$165,626/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.8%
5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 87745$263
San Miguel County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 87745$212
San Miguel County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-18Listed for sale$998,500
2025-03-01Listing removed$980,000
2024-10-08Listed for sale$980,000

For Sale by Agent

AgentMax Trujillo
BrokerageTrujillo Real Estate

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