286 N Lake Rd, Montrose, PA, 18801
About This Home
Check out these lake views in this charming 3-story lake house! This unique home features 1 bedroom, 1 bathroom, and a loft perfect for additional sleeping space. Enjoy the water views from multiple levels! Just 5 miles from Salt Springs State Park.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Block
- Roof: Asphalt,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Propane Cooktop,Refrigerator
Bathroom1
- Area: 34.08
- Dimensions: 7.1 x 4.8
Bedroom1
- Area: 230.88
- Dimensions: 15.6 x 14.8
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Area: 39.5
- Dimensions: 7.9 x 5
Features
- Eat-in Kitchen
- Flooring: Carpet,Wood
- Attic: None
- Finished area below ground: 0
- Finished area above ground: 750
Heating & Cooling
- Heating features: Electric,Propane,Fireplace(s)
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 750
- Total interior livable area: 750 sqft
Kitchen
- Area: 148.08
- Dimensions: 15.11 x 9.8
Living Room
- Area: 177.6
- Dimensions: 12 x 14.8
Loft
- Area: 230.88
- Dimensions: 15.6 x 14.8
Property
Details
- Parcel number: 047.011,034.01,000.
- Zoning: R1
Features
- Stories: 3
- Exterior features: Dock
- Has view: Yes
- On waterfront: Yes
Lot
- Lot size: 0.25 Acres
- Features: Gentle Sloping,Views
- Lot size dimensions: Contact Agent for details
Parking
- Parking features: Circular Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $60 | $720 |
| Property Taxes | $144 | $1,728 |
| Electricity | $224 | $2,692 |
| Total | $1,388 | $16,656 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Listed for sale | $189,900 |
| 2025-02-27 | Sold | $164,500 |
| 2024-10-15 | Pending sale | $169,000 |
| 2024-10-08 | Listed for sale | $169,000 |
For Sale by Agent
View on Zillow