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284 Pine Grove Ln, Iowacity, IA, 52246

5beds
3baths
2,365sqft
$499,900
$211price/sqft
$3,473/moest. monthly cost
$138,920/yrincome needed

About This Home

This 5 bed 3 bath home boasts an open floor plan with the primary having private bathroom and plenty of closet space. The dining nook has access to the deck out back to enjoy the nice fall breeze. 2 more bedrooms, 1 bathroom, and the Drop Zone with washer and dryer hookups for convenience on the main level. Lower level has 2 more bedrooms, 1 bathroom, a spacious rec room and a ton of storage. Come see it today!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
65
BikeBikeable

Schools

5/10
7/10
Iowa City High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Stone,Vinyl,Frame,Masonry

Other

  • Builder name: Advantage Simplicity

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range Or Oven,Refrigerator
  • Laundry features: Lower Level,Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Tray Ceiling(s),Primary On Main Level,Breakfast Bar,Kitchen Island
  • Flooring: Carpet,LVP
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Electric
  • Fireplace: Yes
  • Finished area below ground: 904
  • Finished area above ground: 1,461

Heating & Cooling

  • Heating features: Electric,Natural Gas,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,365
  • Total interior livable area: 2,365 sqft

Property

Details

  • Parcel number: 0907343002
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 10,454 sqft
  • Features: Less Than Half Acre
  • Lot size dimensions: Regular

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$187$2,244
Property Taxes $583$6,996
Electricity $176$2,116
Total$3,473$41,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,074/yr
40% on housing$104,190/yr
45% on housing$92,613/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 52246$178
Johnson County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 52246$186
Johnson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Listed for sale$499,900
2025-06-09Listing removed$479,900
2024-10-09Listed for sale$479,900

New Construction

AgentMike Bails
BrokerageUrban Acres Real Estate

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