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1390 Cedardale Ln, Denver, NC, 28037

5beds
5baths
3,647sqft
$624,900
$171price/sqft
$3,980/moest. monthly cost
$159,200/yrincome needed

About This Home

**West side, best side? We’ll let you decide.** But if more house, more breathing room, and easy access to everything you love about Lake Norman are on the wish list, this Denver home west of LKN makes a pretty strong case. With five bedrooms and a flexible floor plan, this home was designed for the way people actually live. The main level features 10 foot ceilings and an open layout anchored by a spacious kitchen with floor to ceiling cabinetry, granite countertops, tile backsplash, gas cooktop, oversized island, and a walk in pantry with plenty of room to stock up. One of the best features is the main level guest suite with its own full bath and walk in closet, perfect for guests, extended family, a private office, or anyone who appreciates a little separation. Upstairs, 9 foot ceilings keep everything feeling open and airy. The owner's suite includes a tray ceiling, dual vanities, an oversized tiled walk in shower, and a generous double sided walk in closet. A large loft gives you another true living space, while the fifth bedroom can flex as a media room, playroom, office, gym, or additional guest room. And don’t overlook the backyard. There’s plenty of space to entertain, garden, play, add your own outdoor setup, or simply enjoy having a little room to spread out. Five bedrooms. Multiple flex spaces. Great storage. A private backyard. And a Denver location that just might convince you the west side really is the best side.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

8/10
4/10
East Lincoln MiddleGrades 6-85.1 mi
8/10
East Lincoln HighGrades 9-121.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Other

  • Builder model: Pinehurst A
  • Builder name: Greybrook Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Exhaust Hood,Gas Cooktop,Gas Water Heater,Microwave,Plumbed For Ice Maker
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Family Room,Gas Log,Gas Vented
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,647

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,647
  • Total interior livable area: 3,647 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Loft

  • Level: Upper

Media Room

  • Level: Upper

Primary Bedroom

  • Level: Upper

Study

  • Level: Main

Property

Details

  • Parcel number: 103413
  • Zoning: PD-R
  • Special condition: Standard
  • Exclusions: Kitchen & Garage Refrig / Washer & Dryer

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Rear Porch

Lot

  • Lot size: 0.19 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,159$37,908
Home Insurance *$173$2,076
Property Taxes $309$3,708
Electricity $339$4,076
Total$3,980$47,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,457/yr
40% on housing$119,400/yr
45% on housing$106,133/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 28037$256
Lincoln County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28037$230
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$600,000
2026-06-22Listed for sale$624,900
2025-10-13Listing removed$590,000
2025-09-01Price change$590,000
2025-08-14Price change$600,000
2025-07-30Price change$610,000
2025-04-27Listed for sale$625,000
2025-02-02Listing removed$650,000
2024-10-09Listed for sale$650,000

For Sale by Agent

AgentLauren Rocco
BrokerageEXP Realty LLC Mooresville

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