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84 Kezars Ridge, Waterford, ME, 04088

4beds
2baths
2,000sqft
$499,000
$250price/sqft
$3,382/moest. monthly cost
$135,280/yrincome needed

About This Home

Waterfront year-round home with 250 feet on Middle Pond. This contemporary home is located on 1.3 acres with a lot of potential to bring the home back to its prime! The first floor consists of an open concept kitchen, dining room and living room. There are 3 bedrooms and a full bath. The second floor has a large primary bedroom with skylights and bathroom with jacuzzi tub. Canoe or kayak and enjoy the sound of loons! Winter skiing at Sunday River, Mt. Abrams or Pleasant Mountain!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

--
Waterford Memorial SchoolGrades PK-24.3 mi
2/10

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Dirt Floor,Crawl Space,Unfinished

Bedroom1

  • Features: Closet
  • Level: First

Bedroom2

  • Features: Closet
  • Level: First

Bedroom3

  • Features: Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • 1st Floor Bedroom,Primary Bedroom w/Bath
  • Flooring: Carpet,Linoleum
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,000

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Kitchen

  • Level: First

Living Room

  • Features: Wood Burning Fireplace
  • Level: First

Primary Bedroom

  • Features: Skylight,Wood Burning Fireplace
  • Level: Second

Property

Details

  • Parcel number: 84KEZARRIDGE00WATERFOR72019
  • Zoning: SHORELAND

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Scenic,Trees/Woods
  • On waterfront: Yes
  • Waterbody name: MIDDLE POND
  • Frontage length: Waterfrontage: 250,Waterfrontage Owned: 250

Lot

  • Lot size: 1.30 Acres
  • Features: Near Country Club,Near Golf Course,Near Shopping,Rural,Level,Open Lot,Wooded

Parking

  • Parking features: Gravel,1 - 4 Spaces,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance $208$2,496
Property Taxes $361$4,332
Electricity $290$3,488
Total$3,382$40,584

Income You'd Need if You Spent...

35% on housing$115,954/yr
40% on housing$101,460/yr
45% on housing$90,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 04088$155
Oxford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 04088
Oxford County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$499,000

For Sale by Agent

AgentCarol Chaffee
BrokerageEXP Realty

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