See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2699 Paddle Wheel Dr #204, Guntersville, AL, 35976

2beds
2baths
1,100sqft
$559,000
$508price/sqft
$3,654/moest. monthly cost
$146,160/yrincome needed

About This Home

Welcome to this STUNNING waterfront condo at CITY HARBOR, where UNBELIEVABLE VIEWS meets convenience in a premier LOCATION. This two-bedroom, two-bath condo offers an open-concept layout. The living area is filled with natural light and flows seamlessly into the kitchen and dining space, perfect for entertaining. Step out onto your private balcony to soak in the incredible mountain / lake views. Located just steps from shopping, entertainment, boat docks at the CITY HARBOR and an array of dining options, this condo places you in the heart of it all. Don’t miss this opportunity to own a piece of paradise in an unbeatable location. Call today ! Available FOR LEASE - 6 mos +

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

10/10
9/10
6/10
Guntersville High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Slab

Other

  • Builder name: OLYMPIA CONSTRUCTION INC

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedroom2

  • Features: Smooth Ceiling,LVP Flooring
  • Level: First
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Features: Smooth Ceiling,LVP
  • Level: First
  • Area: 182

Features

  • Fireplace features: None
  • Common walls with other units/homes: No One Above

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,100 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island,Smooth Ceiling,LVP,Quartz
  • Level: First
  • Area: 169

Living Room

  • Features: Smooth Ceiling,LVP
  • Level: First
  • Area: 169

Master Bedroom

  • Features: Smooth Ceiling,LVP
  • Level: First
  • Area: 156

Property

Features

  • Patio & porch: Covered Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,See Remarks
  • Waterbody name: Tennessee River,Lake Guntersville

Parking

  • Parking features: See Remarks,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake
Heat Wave
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$449$5,388
Property Taxes $139$1,668
Electricity $240$2,881
Total$3,654$43,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,280/yr
40% on housing$109,620/yr
45% on housing$97,440/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$508This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$237
Marshall County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$559,000
2026-01-23Listed for sale$589,900
2024-10-18Sold$575,000
2024-10-11Pending sale$500,000
2024-10-11Listed for sale$500,000
2024-10-11Pending sale$500,000
2024-10-11Listed for sale$500,000

New Construction

AgentJeri Franks
BrokerageLeading Edge RE Group-Gtsv.

Similar Homes