1940 4th St #20, Sparks, NV, 89431
About This Home
Enjoy easy, comfortable living in this top-floor end unit located in a friendly and well-kept 55+ co-op community (age 50+ may qualify). Brand-new carpet adds a fresh touch, while plantation shutters in the living and dining areas bring warmth and charm. This 2-bedroom, 1-bath home offers thoughtful storage with closet organizers, an extra closet in one bedroom, and a portable window A/C included for summer comfort. The beautifully maintained grounds with mature trees create a peaceful, park-like atmosphere, all within a neighborhood primarily surrounded by single-family homes. A detached garage keeps your vehicle protected year-round, and the bus stop conveniently located right out front makes getting around easy. The monthly co-op fee covers most everyday expenses, including property taxes, water, sewer, trash, exterior and grounds maintenance, insured structure, furnace and water heater maintenance, laundry facility, and snow removal—making life simple and predictable. Cash purchase only. Owner-occupied community. No pets or rentals. Buyer approval required through co-op credit and background review. Buyer and buyer's agent to verify all information, including square footage. Shared-ownership co-op.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Asbestos
Type & Style
- Home type: Cooperative
- Property subType: Stock Cooperative
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Cooktop,Refrigerator
- Laundry features: Common Area
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),Master Downstairs
- Window features: Double Pane Windows,Vinyl Frames
- Flooring: Carpet
- Common walls with other units/homes: 1 Common Wall
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 940
- Total interior livable area: 940 sqft
Property
Details
- Parcel number: 02832101
- Zoning: MF-4
Features
- Levels: Two
- Stories: 2
- Exterior features: Rain Gutters
- Spa features: None
- Fencing: Partial
- Has view: Yes
- View description: Trees/Woods
Lot
- Features: Common Area,Landscaped,Level,Sprinklers In Front,Sprinklers In Rear
Parking
- Total spaces: 1
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Winter Weather
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Nevada Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $672 | $8,064 |
| Home Insurance | $32 | $384 |
| Property Taxes | $50 | $600 |
| Electricity | $192 | $2,306 |
| Total | $946 | $11,352 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-05 | Listed for sale | $133,000 |
| 2025-12-28 | Listing removed | $133,000 |
| 2025-10-04 | Price change | $133,000 |
| 2025-08-11 | Listed for sale | $135,000 |
| 2025-07-29 | Listing removed | $135,000 |
| 2025-04-22 | Listed for sale | $135,000 |
| 2025-03-26 | Pending sale | $135,000 |
| 2025-03-03 | Price change | $135,000 |
| 2025-01-26 | Listed for sale | $140,000 |
| 2024-12-03 | Pending sale | $140,000 |
| 2024-10-12 | Listed for sale | $140,000 |
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