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12655 Garner Way #50, Saint Paul, MN, 55124

2beds
2baths
936sqft
$54,900
$59price/sqft
$522/moest. monthly cost
$20,880/yrincome needed

About This Home

Charming and inviting! Welcome to Cedar Knolls, an all age family community, where you can find yourself in your dream home. We have a fine looking 2020 home with two bedrooms; two baths for sale featuring 936.00 sq ft of living space. Located in Apple Valley, this property offers a perfect blend of modern amenities and timeless charm. As you step inside you will find an open-concept floor plan, high ceilings, lots of windows to bring in that natural light, and a warm and inviting feeling for all to enjoy. The kitchen is designed to accommodate family style living, with a view of the spacious living area, also has quartz countertops, black appliances, and knotty pine custom cabinetry, perfect for both everyday living and entertaining. The master suite has his and her closets, a large picture window, ensuite bath with a Walkin shower, large vanity, and sizable linen closet with ample space. The additional bedroom provides versatility for guests, a home office, or uses for a growing family. Outside you will enjoy an outdoor featuring a private backyard, low-maintenance landscaping, that is Ideal and accommodating for gardening and spacious for entertaining or just to unwind. The driveway is easy to accommodate two vehicles. This home is centered around beautiful oak, and ash trees, located in Cedar Knolls. Residents enjoy access to a range of premium amenities including a resort-style pool and playgrounds. Cedar Knolls is conveniently situated near walking trails, tennis courts, top tier schools, shopping, dining, major highways, parks, public transportation. We have everything you need just minutes away. Our community is what you've been looking for. We will see you soon! Don't forget to ask us about available financing. Call today to schedule a tour! Just ask for Sales

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
7/10
6/10

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 936

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 936
  • Total interior livable area: 936 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 1030

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters in Dakota County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $277$3,324
Home Insurance *$32$384
Property Taxes $43$516
Electricity $170$2,050
Total$522$6,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,897/yr
40% on housing$15,660/yr
45% on housing$13,920/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 55124$148
Dakota County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 55124$186
Dakota County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$54,900
2025-03-18Listing removed$59,900
2025-02-05Listed for rent$1,550
2025-01-03Price change$59,900
2024-11-15Price change$64,500
2024-10-12Listed for sale$66,000

For Sale by Agent

AgentPaul Kellen
BrokerageCedar Knolls

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