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332 Ginsberg Rd, Rock Hill, SC, 29732

4beds
3baths
2,154sqft
$379,900
$176price/sqft
$2,440/moest. monthly cost
$97,600/yrincome needed

About This Home

Welcome to this hard-to-find 4-bedroom townhome in one of Rock Hill's desirable newer communities! This like-new home is conveniently located near shopping, restaurants, and major roadways, making it a perfect combination of comfort and convenience. The tree-lined walkways and beautifully designed white picket fence entry welcome you home. The spacious main level features an open living area and a rare first-floor bedroom with a full bath, making it ideal for guests, a home office, or multigenerational living. At the center of the home, the well-appointed kitchen blends seamlessly with the dining area and great room, enhancing the home's open and airy design. The modern kitchen is equipped with stainless steel appliances, a gas stove, granite countertops with tile backsplash, a large walk-in pantry, and a center island—perfect for both cooking and casual dining. Upstairs, you'll find a generous primary suite with a spacious en-suite bathroom featuring dual vanities and a walk-in closet. The additional two bedrooms upstairs offer comfortable space and share access to the secondary full bathroom. A conveniently located second-floor laundry room includes the washer and dryer, allowing you to move right in with ease! The attached two-car garage offers convenient access directly into the home near the kitchen, making everyday living and unloading groceries a breeze. The community offers sidewalks, a playground, green space perfect for playing, kicking around a ball, or enjoying time outdoors and a pet waste station. This beautifully maintained home offers modern features, thoughtful design, and the convenience of low-maintenance living in a fantastic Rock Hill location. Don't miss it!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
5/10
5/10
South Pointe High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Fiber Cement

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Washer/Dryer
  • Laundry features: Laundry Room,Upper Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,154

Heating & Cooling

  • Heating features: Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 2,154
  • Total interior livable area: 2,154 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 5941301085
  • Zoning: MP-R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Covered,Front Porch

Lot

  • Lot size: 0.09 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Rear,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Lightning
Strong Wind
Cold Wave
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters in York County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$146$1,752
Property Taxes $167$2,004
Electricity $207$2,485
Total$2,440$29,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,657/yr
40% on housing$73,200/yr
45% on housing$65,066/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 29732$165
York County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 29732$197
York County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$379,900
2025-04-28Sold$375,000
2025-03-17Price change$385,000
2025-02-14Listed for sale$409,000
2025-01-09Listing removed$409,000
2024-10-30Price change$409,000
2024-10-12Listed for sale$446,590

For Sale by Agent

AgentKim Bigach
BrokerageKeller Williams Connected

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