See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

154 Osceola Rd, Hendersonville, NC, 28739

3beds
3baths
1,812sqft
$659,900
$364price/sqft
$3,985/moest. monthly cost
$159,400/yrincome needed

About This Home

Set in the historic Lake Osceola area just minutes from downtown Hendersonville, this 3-bedroom, 2.5-bath, 1,812 sq ft home reflects the kind of quiet, methodical building that holds up over time. Lake Osceola — one of the defining features of this part of town — is in full view from the property, anchoring a setting that has been quietly established for generations. Inside, the difference is felt before it is seen. Solid oak hardwood floors run underfoot with the depth, tone, and longevity that only real wood delivers. Interior doors are 8-foot solid-core throughout, weighted to close with the soft authority of a true custom home — they dampen sound, hold their alignment over time, and carry an understated presence from room to room. Pella Impervia fiberglass windows, engineered for long-term durability and built to outperform vinyl and clad-wood alternatives in mountain climates, frame the views without the maintenance demands of lesser units. Natural stone accents bring texture, depth, and permanence — the kind of material choices that age into a home rather than out of it. Outdoor living was built in, not added on. The rear covered deck extends the home's footprint into the open air, offering a sheltered space for morning coffee, evening conversation, or a quiet view of the lake across every season Western North Carolina has to offer. The garage is fully insulated with an insulated overhead door — a small detail that pays back every day in lower energy loss, quieter operation, and a workspace that stays usable year-round, whether you're storing seasonal gear, working on a project, or simply parking out of the weather. The location does the rest. Hendersonville's historic downtown — its independent shops, restaurants, galleries, weekend markets, and Main Street character — is only a short drive away, while the home itself sits on a quiet street in one of the city's most enduring neighborhoods. The Blue Ridge Parkway, DuPont State Forest, Pisgah National Forest, and the broader Western North Carolina mountain region are all within easy reach. This is a home for the buyer who reads spec sheets, opens cabinet doors, and runs a hand along the trim — and recognizes the difference. Schedule a private showing and see the craftsmanship in person.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
Atkinson ElementaryGrades PK-51.4 mi
6/10
Flat Rock MiddleGrades 6-83.2 mi
5/10
East Henderson HighGrades 9-122.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Crawl Space
  • Construction materials: Hardboard Siding

Other

  • Builder name: Loyd Haines Alexander

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,European,Farmhouse,Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Hood
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Door features: Insulated Door(s),Pocket Doors
  • Window features: Insulated Windows
  • Flooring: Wood
  • Fireplace features: Fire Pit,Gas,Gas Vented
  • Finished area below ground: 0
  • Finished area above ground: 1,812

Heating & Cooling

  • Heating features: Central,Heat Pump,Propane
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,812
  • Total interior livable area: 1,812 sqft

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: Main
  • Area: 242.025
  • Dimensions: 17' 6" X 13' 10"

Property

Accessibility

  • Accessibility features: Bath Grab Bars,Bath Raised Toilet

Details

  • Parcel number: 9568312734
  • Zoning: R-15
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Covered,Deck,Front Porch
  • Exterior features: Fire Pit
  • Has view: Yes
  • View description: City,Water
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Osceola Lake

Lot

  • Lot size: 0.32 Acres
  • Features: Corner Lot
  • Lot size dimensions: 50 x 140

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Inland Flooding
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,336$40,032
Home Insurance *$180$2,160
Property Taxes $269$3,228
Electricity $200$2,405
Total$3,985$47,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,628/yr
40% on housing$119,550/yr
45% on housing$106,266/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 28739$255
Henderson County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 28739$242
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$659,900
2026-05-03Listed for sale$664,900
2026-05-01Listing removed$664,999
2026-04-16Price change$664,999
2026-04-06Price change$669,999
2026-03-10Price change$675,000
2025-12-11Price change$700,000
2025-10-22Price change$674,900
2025-10-13Listed for sale$675,000
2025-06-02Listing removed$700,000
2025-05-01Listed for sale$700,000
2025-05-01Listing removed$750,000
2025-04-29Price change$750,000
2024-10-14Listed for sale$800,000

New Construction

AgentLoyd Alexander
BrokerageEXP Realty LLC

Similar Homes