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LOT 10 Young Ln, Lockhart, TX, 78644

--beds
--baths
--sqft
$160,550
--price/sqft
$1,301/moest. monthly cost
$52,040/yrincome needed

About This Home

This 10-acre property, located just 10 minutes east of Lockhart, TX and an hour south of Austin, is available with owner financing options. The land features large oak trees and scenic views, and is equipped with electricity at the road and water availability via a shared well water line. It holds an agricultural exemption for low taxes and has no restrictions, making it suitable for mobile or manufactured homes. With abundant wildlife, including deer and dove, it is ideal for those interested in hunting or enjoying nature.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
3/10
3/10
Lockhart High SchoolGrades 9-126.3 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: 1485710
  • Special condition: Standard

Features

  • Fencing: Partial
  • Has view: Yes
  • View description: Pasture,Rural,Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 10 Acres
  • Features: Agricultural,Corner Lot,Private,Many Trees,Views

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $811$9,732
Home Insurance *$112$1,344
Property Taxes $140$1,680
Electricity $238$2,859
Total$1,301$15,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,605/yr
40% on housing$39,030/yr
45% on housing$34,693/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.3%
9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78644$381
Caldwell County$321

vs Homes Sold Last Month

Median $/sqft

ZIP 78644$159
Caldwell County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-04-10Price change$247,000
2025-03-07Price change$221,000
2024-10-15Listed for sale$260,000

For Sale by Agent

AgentKip Kronenberg
BrokerageLA TIERRA REALTY, LLC

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