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84 Elm Street, Camden, ME, 04843

8beds
8baths
4,424sqft
$1,350,000
$305price/sqft
$9,382/moest. monthly cost
$375,280/yrincome needed

About This Home

This historic and versatile property built in 1806 sits in the heart of Camden in a desirable mixed-use business/residential area that offers potential buyers a variety of options for its use. At present the property is being operated as the Elms of Camden, a successful Bed and Breakfast. However, glancing at the floor plans it's easy to envision the multiple ways in which the property could be utilized. For instance, it could be returned to a single-family residence with the rear cottage used as either a mother in law's quarters, a home office, or two independent bedrooms, each with private entrances, private bathrooms, and gas fireplaces, perfect for an Airbnb rental to generate extra income. In addition, the two front parlors could be used as retail space for an enterprise such as a small boutique or gallery. The space really is limited only by your imagination. On the first floor there is a kitchen, dining room, office, laundry area, and a bedroom with full bathroom, private entrance, and a historic fireplace. There are also three additional bedrooms, each with their own bathrooms and two with a gas fireplace on the second floor. The third floor offers two more bedrooms, one with a gas fireplace and both with private bathrooms and entrances. A storage space on the third floor could easily be converted to additional living space. All the main spaces in the main house are equipped with Mini splits for both heat and air conditioning. The paved parking lots offers plenty of space for your vehicles, a RV, or even a boat. The property is lovingly landscaped with beautiful gardens. There is a paved stone patio as well as gravel sitting area at the rear of the property for enjoying quiet evenings. Furnishings included.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1806

Materials

  • Roof: Shingle
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Full,Partial

Bedroom1

  • Features: Full Bath
  • Level: First

Bedroom2

  • Features: Full Bath
  • Level: First

Bedroom3

  • Features: Full Bath
  • Level: Second

Bedroom4

  • Features: Full Bath
  • Level: Second

Bedroom5

  • Features: Full Bath
  • Level: Second

Bedroom6

  • Features: Full Bath
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 8
  • Full bathrooms: 8

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Features

  • 1st Floor Bedroom,1st Floor Primary Bedroom w/Bath,Attic,Bathtub,In-Law Floorplan,Pantry,Shower,Storage,Primary Bedroom w/Bath
  • Flooring: Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 4,424

Heating & Cooling

  • Heating features: Baseboard,Heat Pump,Zoned
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 4,424
  • Total interior livable area: 4,424 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Office

  • Level: First

Other

  • Features: Full Bath
  • Level: Third

Other

  • Features: Full Bath
  • Level: Third

Primary Bedroom

  • Features: Full Bath
  • Level: First

Property

Details

  • Zoning: Transitional Busines

Lot

  • Lot size: 0.40 Acres
  • Features: City Lot,Level,Open Lot,Sidewalks,Landscaped

Parking

  • Parking features: Paved,5 - 10 Spaces,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Winter Weather
Hurricane
Lightning
Strong Wind
Coastal Flooding
Cold Wave
Landslide
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance $698$8,376
Property Taxes $1,215$14,580
Electricity $643$7,716
Total$9,382$112,584

Income You'd Need if You Spent...

35% on housing$321,668/yr
40% on housing$281,460/yr
45% on housing$250,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 04843$461
Knox County$327

vs Homes Sold Last Month

Median $/sqft

ZIP 04843
Knox County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$1,350,000
2026-04-01Listing removed$1,350,000
2026-02-04Listed for sale$1,350,000
2026-01-01Listing removed$1,475,000
2025-08-20Listed for sale$1,475,000
2025-06-01Listing removed$1,625,000
2025-01-03Listed for sale$1,625,000
2024-10-22Listing removed$1,625,000
2024-10-17Listed for sale$1,625,000

For Sale by Agent

AgentMichael Kevin Lynch
BrokerageLegacy Properties Sotheby's International Realty

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