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351 Benton Rd, Mount Sterling, KY, 40353

5beds
3baths
7,172sqft
$1,500,000
$209price/sqft
$9,934/moest. monthly cost
$397,360/yrincome needed

About This Home

Set on 27± fully fenced acres of pristine Kentucky countryside, this custom-built luxury home exudes sophistication from the moment you arrive. Every inch has been thoughtfully designed with premium materials, refined finishes, and an effortless sense of elegance, offering privacy, space, and an unmatched lifestyle. Inside, the split floor plan opens into an expansive main living area highlighted by Brazilian tigerwood flooring, soaring ceilings, and beautifully curated design. The large, open, and airy kitchen and dining space sits at the heart of the home, featuring granite countertops, a massive bar island, custom tile accents, and a walk-in pantry with a built-in coffee bar. This stunning space flows seamlessly into the living and dining areas, perfect for hosting or everyday luxury living. A dedicated office, large mudroom, and walk-through laundry room elevate the home's style and functionality. The primary suite is a true sanctuary, complete with its own sunroom, an indulgent spa-inspired bathroom with double vanities, an elegant soaking tub, and a custom-tiled walk-in shower with dual showerheads. An enormous walk-in closet with custom shelving completes this serene retreat. Two additional bedrooms and a full bath round out the main level. The basement lives like a second home, ideal for multigenerational living, private guest quarters, or luxurious entertainment spaces. It includes a full kitchen, wet bar featuring an ice maker with granite, dining area, living room, walk-in pantry, full bath with tub/shower, two additional bedrooms, and two spacious storage closets, plus a hidden safe room for added peace of mind! Beyond the home, the estate continues to impress with a 3,250 sq. ft. detached garage featuring concrete floors, perfect for vehicles, equipment, or a premium workshop. A farm shed adds additional functionality, while the geothermal system provides year-round comfort and efficiency. Elegant, expansive, and set on a rare 27± acre fully fenced estate, 351 Benton Road offers a level of luxury that is truly extraordinary, an unparalleled opportunity for those seeking privacy, refinement, and country living at its finest!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,Full,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bathroom3

  • Level: Lower

Bedroom2

  • Level: First

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Dining Room

  • Level: Lower

Features

  • In-Law Floorplan,Wet Bar,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Flooring: Tile,Wood
  • Finished area below ground: 3,586
  • Finished area above ground: 3,586

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Geothermal

Interior Area

  • Total structure area: 7,172
  • Total interior livable area: 7,172 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Lower

Living Room

  • Level: First

Living Room

  • Level: Lower

Master Bedroom

  • Level: First

Office

  • Level: First

Other

  • Level: First

Utility Room

  • Level: First

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 112000000203

Features

  • Levels: One
  • Private pool: Yes
  • Pool features: Above Ground
  • Fencing: Wood
  • Has view: Yes
  • View description: Rural,Trees/Woods,Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 27 Acres
  • Features: Secluded

Parking

  • Total spaces: 6
  • Parking features: Attached Garage,Detached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$847$10,164
Property Taxes $937$11,244
Electricity $566$6,796
Total$9,934$119,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$340,594/yr
40% on housing$298,020/yr
45% on housing$264,906/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 40353$160
Clark County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 40353$152
Clark County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Price change$1,600,000
2025-12-01Listed for sale$1,800,000
2022-04-07Sold$100,000
2022-03-17Pending sale$112,000
2021-09-04Listed for sale$112,000

For Sale by Agent

AgentCourtney Ann Mangold
BrokerageThe Agency

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