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2876 Rt 9, Lake George, NY, 12845

2beds
2baths
684sqft
$299,999
$439price/sqft
$2,160/moest. monthly cost
$86,400/yrincome needed

About This Home

Location, Location, Location! Just over a mile from the heart of Lake George Village and its lively main strip, this beautifully updated home offers the ideal opportunity for year-round living, a weekend retreat, or a turnkey investment. Fully renovated, this 2-bedroom, 1.5-bath home features new plumbing, electrical, roof, insulation, and interior finishes—delivering modern peace of mind with classic Adirondack charm. The warm, rustic ambiance creates an inviting atmosphere, while the updated kitchen shines with granite countertops and stainless steel appliances, blending style and function seamlessly. An attached garage and spacious backyard with a fire pit provide the perfect setting for relaxing evenings under the stars. Best of all, the property is approved for Short-Term Rentals, presenting an outstanding income-producing opportunity in this high-demand destination. Enjoy comfort, character, and unbeatable proximity to the lake, dining, shopping, and year-round attractions. Don't miss your chance to own a piece of Lake George living!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave,Oven,Range,Refrigerator

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 684

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 684
  • Total interior livable area: 684 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 522289 238.17116
  • Special condition: Standard

Features

  • Exterior features: None

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 4
  • Parking features: Off Street,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding

FEMA Declared Disasters in Warren County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$79$948
Property Taxes $319$3,828
Electricity $246$2,954
Total$2,160$25,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,057/yr
40% on housing$64,800/yr
45% on housing$57,600/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.8%
-1.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$439This listing

vs Other Active Listings

Avg $/sqft

ZIP 12845$507
Warren County$370

vs Homes Sold Last Month

Median $/sqft

ZIP 12845$418
Warren County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-17Listed for sale$325,000
2021-09-27Sold$262,500
2018-03-26Sold$47,000

For Sale by Agent

AgentWayne Hartard
BrokerageeXp Realty

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