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230 Gato Rd, Cedar Creek, TX, 78612

2beds
2baths
946sqft
$222,900
$236price/sqft
$1,710/moest. monthly cost
$68,400/yrincome needed

About This Home

230 Gato Rd in Cedar Creek, Texas offers the perfect blend of modern comfort and country living on a spacious half-acre lot. This 2023 mobile home is move-in ready and features an energy-efficient HVAC system, ceiling fans, washer and dryer hookups, and all appliances included for easy living. A water softener adds comfort and protects your home’s systems, while the large yard provides plenty of room to expand, garden, entertain, or add future improvements. Located in a quiet country community with no crowded subdivisions, this property delivers privacy, flexibility, and space — all while being just a short drive from Austin, Bastrop, and major employers, making it an ideal home for anyone looking to enjoy peaceful living without giving up convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

1/10
2/10
4/10
Cedar Creek High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Microwave,Range

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • No Interior Steps,Open Floorplan,Pantry,Primary Bedroom on Main,Washer Hookup
  • Window features: See Remarks
  • Flooring: Linoleum

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 946 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 8724601
  • Special condition: Standard

Features

  • Pool features: None
  • Patio & porch: None
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 0.50 Acres
  • Features: Back Yard,Cleared,Few Trees,Front Yard,Level,Public Maintained Road

Parking

  • Parking features: Outside

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,127$13,524
Home Insurance *$128$1,536
Property Taxes $217$2,604
Electricity $238$2,859
Total$1,710$20,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,628/yr
40% on housing$51,300/yr
45% on housing$45,600/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 78612$537
Bastrop County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 78612$177
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$218,900
2026-06-03Price change$222,900
2026-01-12Listed for sale$224,900

For Sale by Agent

Agentalfonso montes
BrokerageRealty Texas LLC

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