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31732 W 164th Ter, Gardner, KS, 66030

3beds
2baths
1,685sqft
$538,370
$320price/sqft
$3,732/moest. monthly cost
$149,280/yrincome needed

About This Home

To tour this home, please stop by the model home located at 32290 W 165th Street. Welcome to Symphony Farms, one of the most sought after subdivisions in Gardner. Lifestyle Building & Design's newest plan, The Belmont is a true RANCH HOME with 3 bed, 2 bath, 3 car garage. Everything you need is on the main floor...... Large windows inviting natural light in the open living room, kitchen and dining room. The kitchen has custom cabinets, island and GE Profile appliances including a dishwasher, microwave, cooktop and wall oven and a large custom walk-in pantry! Kitchen opens up to the family room which has a gas fireplace and built-ins, The private entry from the 3 car garage has a custom-made boot bench to keep everything organized. The primary bedroom has vaulted ceiling with a beam, ceiling fan, and he 3 large windows . The primary bathroom has a double vanity and walk in shower with a bench and connects to the custom closet. The 2 secondary bedrooms are next to a shared bathroom. The laundry room has custom cabinets. a fully sodded yard, sprinkler system, insulated garage and garage door openers with key pad. the Belmont has a covered patio and additional patio, fully sod yard, garage door openers with key pad and insulated garage. The large unfinished basement is set up for 2 additional bedrooms, bathroom and family room. Completion date February 2026.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
6/10
4/10
Madison Elementary SchoolGrades PK-41.0 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Board & Batten Siding

Other

  • Builder model: Belmont
  • Builder name: Lifestyle Building &

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Built-In Oven
  • Laundry features: Bedroom Level,Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Egress Window(s),Sump Pump

Bathroom2

  • Features: Ceramic Tiles,Shower Over Tub
  • Level: First

Bedroom2

  • Features: Carpet
  • Level: First

Bedroom3

  • Features: Carpet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Custom Cabinets,Kitchen Island,Pantry,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,685

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,685
  • Total interior livable area: 1,685 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Pantry,Wood Floor
  • Level: First

Laundry

  • Features: Ceramic Tiles
  • Level: First

Living Room

  • Features: Built-in Features,Fireplace,Wood Floor
  • Level: First

Master Bathroom

  • Features: Ceramic Tiles,Shower Only
  • Level: First

Master Bedroom

  • Features: Carpet
  • Level: First

Property

Details

  • Parcel number: CP84430000 0149

Lot

  • Lot size: 0.31 Acres
  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Tornado
Inland Flooding

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,722$32,664
Home Insurance *$347$4,164
Property Taxes $502$6,024
Electricity $161$1,935
Total$3,732$44,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,954/yr
40% on housing$111,960/yr
45% on housing$99,520/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 66030$181
Johnson County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 66030$193
Johnson County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Price change$538,370
2026-01-23Listed for sale$548,370

New Construction Spec

AgentMacoubrie Zimmerman
BrokerageWeichert, Realtors Welch & Co.

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