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69 Bay 20th St APT 3A, Brooklyn, NY, 11214

2beds
2baths
947sqft
$729,000
$770price/sqft
$4,512/moest. monthly cost
$180,480/yrincome needed

About This Home

Rare Penthouse Duplex in Bensonhurst | Private Rooftop Terrace + Deeded Parking Welcome to this sun-filled penthouse duplex located on a quiet residential block in the heart of Bensonhurst, Brooklyn. This thoughtfully designed home features a well-proportioned layout, with 2 spacious bedrooms and 1.5 bathrooms—an excellent opportunity for both end-users and investors. The interior is bright and inviting, offering a seamless flow throughout. Each bedroom includes its own closet, providing both comfort and functionality. The home is equipped with three split A/C units for year-round comfort, along with the convenience of an in-unit washer and dryer. Major appliances have been updated, including a brand-new refrigerator in 2024 and a recently upgraded water heater, enhancing the overall living experience. A true highlight of this home is its rare and abundant outdoor space, featuring multiple private balconies, a spacious terrace, and a separate private rooftop—perfect for relaxing, entertaining, or enjoying open-air living. With low monthly common charges of just $245 (including water) and annual property taxes of approximately $5,039.04, this property offers excellent value. The unit also includes a deeded private parking space conveniently located behind the building—an added luxury in Brooklyn. Ideally located just minutes from the D train, as well as the B1, B64, and B82 bus lines, with easy access to supermarkets, restaurants, cafés, and a full range of everyday conveniences. A rare opportunity in the Brooklyn market—schedule your private showing today!

Getting Around

97
WalkingWalker's Paradise
0
TransitVery Limited Transit
65
BikeBikeable

Schools

9/10
Ps 163 Bath BeachGrades K-80.3 mi
4/10
New Utrecht High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2009

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 947
  • Total interior livable area: 947 sqft

Property

Details

  • Parcel number: 063711105
  • Special condition: Resale

Features

  • Patio & porch: Other,Deck
  • Exterior features: Balcony,Private Roof Deck

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Kings County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,686$44,232
Home Insurance *$240$2,880
Property Taxes $340$4,080
Electricity $246$2,954
Total$4,512$54,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,697/yr
40% on housing$135,360/yr
45% on housing$120,320/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$770This listing

vs Other Active Listings

Avg $/sqft

ZIP 11214$624
Kings County$697

vs Homes Sold Last Month

Median $/sqft

ZIP 11214$568
Kings County$623

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$729,000
2026-04-17Listing removed$749,900
2025-11-11Price change$749,900
2025-11-04Price change$699,000
2025-10-14Price change$733,000
2025-10-08Price change$763,000
2025-09-28Price change$783,000
2025-09-22Price change$753,000
2025-09-05Listed for sale$723,000
2025-08-30Listing removed$728,000
2025-07-24Price change$728,000
2025-05-06Listed for sale$753,000
2025-01-21Listing removed$753,000
2024-11-30Price change$753,000
2024-10-21Listed for sale$773,000

For Sale by Agent

AgentYu Fen Madeline Chiu
BrokerageRemax Edge

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