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207 NW First Ave, Steinhatchee, FL, 32359

4beds
5baths
3,100sqft
$2,900,000
$935price/sqft
$20,337/moest. monthly cost
$813,480/yrincome needed

About This Home

Experience the opportunity to own a striking coastal new construction in the heart of Steinhatchee, where the river meets the Gulf. This elevated home is designed to capture breathtaking views from multiple balconies, offering the perfect setting to enjoy both sunrise and sunset over the water. Upon completion, the home is planned as a 4-bedroom, 4.5-bath residence, with potential for additional sleeping space or flex areas to maximize both comfort and rental capacity. Thoughtfully designed with an open-concept living area, spacious bedrooms, and expansive outdoor living spaces, a concrete pool & spa combo, this property is ideal for both personal enjoyment and investment use. This offering reflects the value of the home upon completion, while also presenting a rare opportunity to purchase as-is during the construction phase. Buyers have the flexibility to customize finishes, make design selections, and truly make the home their own. Pricing is subject to adjustment based on the current stage of construction and level of completion. Positioned in one of Steinhatchee's most desirable areas, this property offers strong income-producing potential as a vacation rental, with high demand driven by fishing, scalloping, and year-round coastal tourism. Whether you're looking to create a custom coastal retreat or secure a high-performing investment property, this is a unique chance to step in and shape the final vision while building equity along the way.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

10/10
Steinhatchee SchoolGrades PK-61.7 mi
--
Taylor Virtual FranchiseGrades 7-1232.4 mi
2/10

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Coastal,Raised
  • Roof: Metal
  • Construction materials: Board & Batten Siding,HardiPlank Type,Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Other
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,100
  • Total interior livable area: 3,100 sqft

Master Bathroom

  • Features: Other

Master Bedroom

  • Features: 2 Master Suites,Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 10070080

Features

  • Levels: Three Or More
  • Pool features: Pool/Spa Combo,Concrete Pool,In Ground
  • Patio & porch: Deck,Porch
  • Exterior features: Balcony,Slab
  • Has spa: Yes
  • Spa features: Spa
  • Has view: Yes
  • View description: Gulf View,Water
  • Has water view: Yes
  • Water view: Gulf View,Water
  • Waterfront features: Other
  • Waterbody name: Steinhatchee River
  • Topography of land: Other

Lot

  • Lot size: 5,662 sqft
  • Features: Rectangular Lot

Parking

  • Parking features: Under House

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Taylor County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,663$175,956
Home Insurance *$1,927$23,124
Property Taxes $3,436$41,232
Electricity $311$3,743
Total$20,337$244,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$697,268/yr
40% on housing$610,110/yr
45% on housing$542,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$935This listing

vs Other Active Listings

Avg $/sqft

ZIP 32359$228
Taylor County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 32359
Taylor County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$2,900,000

For Sale by Agent

AgentCandis Langford
BrokerageMAXREV

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