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151 Hanford Ln, Monroe, OH, 45050

5beds
4baths
3,593sqft
$569,900
$159price/sqft
$4,007/moest. monthly cost
$160,280/yrincome needed

About This Home

Welcome to this stunning, nearly new homeless than 4 years old and loaded with upgrades! Offering 5 spacious bedrooms, 3.5 bathrooms, and a beautifully finished basement, this home provides the perfect blend of space, function, and style. The inviting living room features a cozy gas fireplace, while the open-concept kitchen is a showstopper with a large island, granite countertops, and a walk-in pantry. The primary suite boasts vaulted ceilings and two walk-in closets. All second-floor bedrooms include walk-in closets, and the convenience of second-floor laundry makes daily living a breeze. The main level also offers a dedicated office and a functional mudroom. Enjoy premium features like full surround sound on the main level and a 2-car garage with a bump-out for extra storage. Step outside to a fenced backyard that backs to trees, offering privacy and a peaceful setting. This move-in ready home truly has it allnothing left to do but unpack and enjoy!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
Monroe Elementary SchoolGrades 2-60.7 mi
7/10
7/10
Monroe High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished,WW Carpet

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: Second

Bathroom3

  • Features: Partial
  • Level: First

Bathroom4

  • Features: Full
  • Level: Basement

Bedroom2

  • Level: Second
  • Area: 182

Bedroom3

  • Level: Second
  • Area: 154

Bedroom4

  • Level: Second
  • Area: 156

Bedroom5

  • Level: Basement
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 187

Family Room

  • Area: 0

Features

  • Window features: Vinyl,Insulated Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,593
  • Total interior livable area: 3,593 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island
  • Area: 0

Living Room

  • Features: Fireplace
  • Area: 289

Master Bathroom

  • Features: Tile Floor,Double Vanity

Master Bedroom

  • Features: Bath Adjoins,Vaulted Ceiling(s),Walk-In Closet(s)
  • Level: Second
  • Area: 238

Office

  • Level: First
  • Area: 143

Property

Details

  • Parcel number: C1800004210052
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 2
  • Parking features: On Street,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Winter Weather
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,881$34,572
Home Insurance *$191$2,292
Property Taxes $550$6,600
Electricity $385$4,624
Total$4,007$48,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,382/yr
40% on housing$120,210/yr
45% on housing$106,853/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 45050$184
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45050$180
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$559,900
2026-07-22Price change$569,900
2026-07-17Price change$574,900
2026-07-09Listed for sale$580,000

For Sale by Agent

AgentLindsay Spears
BrokerageRE/MAX Incompass

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