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26 Sunset Boulevard Prvt, Hermon, NY, 13652

1beds
1baths
720sqft
$175,000
$243price/sqft
$1,704/moest. monthly cost
$68,160/yrincome needed

About This Home

Escape to your own secluded retreat on the shores of beautiful Trout Lake. Situated on 1.8 wooded acres, this charming 725-square-foot bungalow offers privacy, tranquility, and direct access to one of Northern New York's premier recreational lakes. The cozy cabin has recent vinyl siding, and features an open-concept living area, full bath, and spacious sleeping loft, creating the perfect setting for weekend getaways, seasonal living, or a private outdoor escape. Surrounded by mature oak, maple and hemlock trees, the property borders the expansive Trout Lake State Forest, providing immediate access to over 1,000 acres of public land for hiking, hunting, wildlife viewing, and year-round recreation. A scenic trail winds through the property to approximately 84 feet of waterfront frontage on Trout Lake, where you can enjoy boating, kayaking, canoeing, swimming, and exceptional fishing. The lake is known for lake trout, rainbow trout, bass, perch, and other popular game fish. The cabin is equipped with electric service and access to high-speed internet, while maintaining its rustic character and peaceful setting. Thoughtfully positioned away from neighboring camps, the bungalow offers remarkable privacy and a true connection to nature. Whether you're seeking a hunting camp, fishing getaway, recreational basecamp, or a quiet lakeside retreat, this unique Trout Lake property offers an opportunity to enjoy the best of Adirondack-region outdoor living

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1992

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 720

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Details

  • Parcel number: 161.04317.31

Features

  • Stories: 2
  • Waterbody name: Trout Lake
  • Frontage length: Main Road: 320,Water Frontage: 108

Lot

  • Lot size: 1.80 Acres
  • Lot size dimensions: 320 x 260 x 327 x 108 x 77 x 236 x 385

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$293$3,516
Property Taxes $281$3,372
Electricity $246$2,954
Total$1,704$20,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,422/yr
40% on housing$51,120/yr
45% on housing$45,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 13652$145
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13652$33
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Price change$150,000
2026-06-06Listed for sale$175,000
2025-09-02Listing removed$179,900
2024-10-23Listed for sale$179,900

For Sale by Agent

AgentRick D. Cutway
BrokerageT.L.C. Real Estate, LLC

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