




15 River Dr, Wharton, NJ, 07885
About This Home
Big charm, smart value, and endless potential in the heart of Jefferson Township! This inviting beige Cape Cod offers more than meets the eye, delivering a warm and functional layout perfect for today's lifestyle. The sun-filled main level welcomes you with a bright, spacious living room that flows seamlessly into a delightful dining area ideal for both everyday living and entertaining. An efficient country kitchen provides a cozy and practical space to cook and gather, while the majestic main-level primary bedroom and full bath offer convenience and comfort. Upstairs, you'll find two additional bedrooms, perfect for guests, home office space, or creative use. The lower level features high ceilings, garage access, and a walk-out to the backyard presenting a fantastic opportunity to create additional living space, a recreation area, or workshop tailored to your needs. Enjoy all that Jefferson Township has to offer, including close proximity to the beautiful Lake Hopatcong New Jersey's largest lake offering boating, fishing, and waterfront dining. Outdoor enthusiasts will love nearby parks, hiking trails, and recreational facilities, while convenient access to major roadways, shopping, dining, and local schools makes everyday living a breeze. While the home could benefit from some updates, it's a true value-add opportunity with tremendous upside for buyers ready to bring their vision to life. Charming Cape is packed with potential and ready for its next chapter!
Getting Around
Schools
Construction
Condition
- Year built: 1950
Materials
- Roof: Asphalt Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven-Gas,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Yes,Full,Unfinished,Walk-Out Access
Bedroom1
- Level: First
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Living/Dining Combo
- Level: First
Features
- Bathroom
- Flooring: Laminate
Heating
- Heating features: 1 Unit,Gas-Propane Leased
Interior Area
- Total structure area: 1,134
- Total interior livable area: 1,134 sqft
Kitchen
- Features: Not Eat-In Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 2314002700000000020019
Lot
- Lot size: 8,276 sqft
- Lot size dimensions: 0.189 AC
Parking
- Total spaces: 1
- Parking features: 1 Car Width,Dirt,Built-In Garage,Underground
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Uncovered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance * | $81 | $972 |
| Property Taxes | $406 | $4,872 |
| Electricity | $193 | $2,318 |
| Total | $2,019 | $24,228 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $265,000 |
| 2026-07-01 | Price change | $265,000 |
| 2026-05-29 | Price change | $275,000 |
| 2026-05-21 | Listed for sale | $285,000 |
| 2026-05-07 | Pending sale | $285,000 |
| 2026-04-22 | Listed for sale | $285,000 |
