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28 11th St, Ellijay, GA, 30540

1beds
1baths
240sqft
$140,000
$583price/sqft
$1,121/moest. monthly cost
$44,840/yrincome needed

About This Home

This 2015/16 30 ft Homestead Starcraft Camper has been lovingly cared for and immaculately kept. The camper is underpinned with metal and thermostatically controlled heat lamps. the roof has a frame, insulation and is rubber sealed for waterproofing. The camper is protected by a huge custom roof-over creating a lovely large porch complete with ceiling fans and lights and adjoins an expansive open deck. Lighted steps behind the camper links the porch with a custom-built 12x12 specially reinforced storage building which has its own 5KW heater to prevent freezing and houses a full sized refrigerator and a 40 gallon Rheem water heater which is piped underground into the camper. Both the roof-over and the storage building are guttered with screens and downspouts. The original 50 amp electric service was replaced with 200 amp service for 240 volts. The two camper lots are platted together to reduce the dues owed each year to the Property Owners Assoc. There is plenty of parking and turn around space for guests and the second lot has a small deck on it and could be set up for a great picnic area or outdoor space for a nice firepit and gazebo or screened porch.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
7/10
Gilmer High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2015

Materials

  • Roof: Metal
  • Construction materials: Timber/Pole Frame,Wood Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Oven,Microwave,Electric Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Eat-in Kitchen
  • Window features: Insulated Windows,Aluminum Frames,Screens
  • Flooring: Carpet,Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 240
  • Total interior livable area: 240 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 3052P 002

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Front Porch,Deck,Patio
  • Exterior features: Storage,RV Hookup,Fire Pit
  • Fencing: Fenced
  • Has view: Yes
  • View description: Seasonal,River
  • Has water view: Yes
  • Water view: River
  • Frontage type: Road
  • Topography of land: Level,Sloping,Wooded

Lot

  • Lot size: 8,712 sqft

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Hail
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$58$696
Property Taxes $137$1,644
Electricity $219$2,637
Total$1,121$13,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,434/yr
40% on housing$33,630/yr
45% on housing$29,893/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$583This listing

vs Other Active Listings

Avg $/sqft

ZIP 30540$212
Gilmer County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 30540
Gilmer County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-14Listed for sale$140,000
2025-12-16Listing removed$150,000
2025-01-17Listed for sale$150,000

For Sale by Agent

AgentSusan Moody
BrokerageWoodland Realty

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