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416784 Delaware Dr, Checotah, OK, 74426

1beds
1baths
900sqft
$45,900
$51price/sqft
$449/moest. monthly cost
$17,960/yrincome needed

About This Home

A one-bedroom, two-story cabin located near Eufaula Lake, spanning three lots in Oak Wood Harbor. The property includes a small storage shed and a fire pit. The water trailer remains with the property. Owner is willing to finance with 25% down

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
7/10
Checotah Middle SchoolGrades 6-84.2 mi
5/10
Checotah High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Crawlspace,Other,Permanent
  • Roof: Metal
  • Construction materials: Block,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: No Hot Water

Basement

  • Basement: None,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Laminate Counters,None
  • Window features: Aluminum Frames
  • Flooring: Vinyl,Wood
  • Fireplace features: Outside

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 048900050009000000

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: None
  • Exterior features: Fire Pit
  • Fencing: Chain Link

Lot

  • Lot size: 8,712 sqft
  • Features: Additional Land Available,Mature Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Hail
Heat Wave
Ice Storm
Tornado
Winter Weather
Cold Wave
Drought
Inland Flooding
Strong Wind

FEMA Declared Disasters in McIntosh County and Oklahoma

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $232$2,784
Home Insurance $51$612
Property Taxes $22$264
Electricity $144$1,732
Total$449$5,388

Income You'd Need if You Spent...

35% on housing$15,394/yr
40% on housing$13,470/yr
45% on housing$11,973/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$51This listing

vs Other Active Listings

Avg $/sqft

ZIP 74426$109
McIntosh County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 74426
McIntosh County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-19Listed for sale$45,900
2025-10-09Listing removed$45,900
2025-08-12Price change$45,900
2025-06-13Price change$47,000
2025-04-03Price change$52,000
2025-03-29Price change$55,000
2025-01-11Price change$60,000
2024-10-08Listed for sale$65,000

For Sale by Agent

AgentMiranda Foster
BrokerageC21/First Choice Realty

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