3109 Adams Treasure Dr, Harlingen, TX, 78550
About This Home
This 4-bedroom, 2.5-bath home blends modern design with thoughtful details in a spacious open layout. High ceilings, quartz countertops, sleek backsplashes, and custom finishes make it perfect for both everyday living and entertaining. Ideally located near top schools, shops, restaurants, and hospitals. Move-in ready—don’t miss your chance to make it yours!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Stone,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Water Heater,Water Heater (Programmable thermostat),No Conveying Appliances
- Laundry features: Laundry Room,Washer/Dryer Connection
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Countertops (Quartz),Ceiling Fan(s),High Ceilings,Split Bedrooms,Walk-In Closet(s)
- Window features: Double Pane Windows,No Window Coverings
- Flooring: Tile
Heating & Cooling
- Heating features: Has Heating (Unspecified Type)
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,474
- Total interior livable area: 2,474 sqft
Property
Details
- Parcel number: 440864
Features
- Patio & porch: Deck,Patio,Patio Slab
- Fencing: Partial,Privacy,Wood
Lot
- Lot size: 5,571 sqft
- Features: Resaca,Sidewalks
Parking
- Total spaces: 2
- Parking features: Attached,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Hail
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,966 | $23,592 |
| Home Insurance * | $362 | $4,344 |
| Property Taxes | $708 | $8,496 |
| Electricity | $271 | $3,259 |
| Total | $3,307 | $39,684 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-09 | Price change | $389,000 |
| 2025-07-08 | Listed for sale | $399,900 |
View on Zillow