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519 E 86th St APT 1A, New York, NY, 10028

2beds
2baths
1,100sqft
$800,000
$727price/sqft
$4,934/moest. monthly cost
$197,360/yrincome needed

About This Home

SHOWING BY APPOINTMENT ONLY -Experience sophisticated living in this 1100 square foot elegantly designed and meticulously kept co-op located in the heart of the Upper East Side. From the moment you enter the pristine, attended lobby, you are welcomed into a space that exudes luxury, comfort and the warmth of home. Situated on the elevated first floor, this residence opens with a grand foyer that leads through an arched passageway to a spacious living and dining area. Large windows bathe the room in natural light, creating a serene and inviting atmosphere.The windowed kitchen is both stylish and functional, but does need a renovation if cooking is a big priority for you. Thoughtfully priced to reflect an opportunity for a future kitchen and bath update, this expansive 1,100-square-foot residence offers exceptional value. Generous proportions, abundant natural light, beautifully maintained floors and walls, a new wall-through air conditioning system, and updated windows create a move-in-ready home with outstanding potential to personalize over time. The king-sized primary bedroom is a private retreat, featuring two large windows with classic shutters, a dressing room with ample closet space, and a spa-like ensuite bath. Indulge in the soaking bath and shower combo while enjoying natural light from the window.The substantial, secondary bedroom offers versatility, with custom built-in bookshelves and its own ensuite bath with a sleek shower.In addition to the multiple closets within the apartment, additional storage needs are met with a deeded unit, which conveys with the sale. Nestled on the prestigious East 86th Street, this apartment offers the ultimate Upper East Side lifestyle. Known for its classic New York charm, this vibrant neighborhood provides easy access to upscale shopping, fine dining, and cultural landmarks. Just steps from Central Park, the area is also home to renowned museums like the Metropolitan Museum of Art and the Guggenheim. With excellent public transportation options, including the 86th Street subway stations nearby providing access to the Q train and 4/5/6 trains, getting around the city is effortless. This refined residence is a perfect blend of timeless elegance and modern convenience, offering an exceptional lifestyle in one of New York City's most desirable neighborhoods. * Live- in Super * Deeded Large Storage Cage * Pets Allowed * New Wall Through A/C * Laundry Permitted in Unit * New Windows * Elevated First Floor * Original Pre- War Details * Boutique Building * Bike Room * Doorman 4pm-12pm * Amazing Sales Team * Some photos were taken when staging was in place and some photos have been virtually staged.

Getting Around

96
WalkingWalker's Paradise
100
TransitRider's Paradise
82
BikeVery Bikeable

Schools

8/10
8/10
Jhs 167 Robert F WagnerGrades 6-80.7 mi
9/10

Construction

Condition

  • Year built: 1939

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Property

Accessibility

  • Accessibility features: Wheelchair Access

Details

  • Special condition: Resale

Features

  • Has view: Yes
  • View description: City,Skyline

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$170$2,040
Property Taxes $473$5,676
Electricity $246$2,954
Total$4,934$59,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,165/yr
40% on housing$148,020/yr
45% on housing$131,573/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$727This listing

vs Other Active Listings

Avg $/sqft

ZIP 10028$1,843
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10028$2,311
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Price change$800,000
2025-02-02Price change$850,000
2024-11-15Price change$875,000
2024-10-25Listed for sale$900,000

For Sale by Agent

AgentMaryelizabeth Smith
BrokerageCorcoran

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