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30435 Bullock Dr, Gravois Mills, MO, 65037

4beds
5baths
3,161sqft
$995,000
$315price/sqft
$6,396/moest. monthly cost
$255,840/yrincome needed

About This Home

Welcome to luxury lakefront living in a peaceful subdivision in Gravois Mills, MO. With stunning lakeviews offered on every level. Perfectly positioned at the 2 MM of the Gravois Arm, this home offers panoramic lake views and coveted deep water—an ideal setting for year-round enjoyment at the Lake of the Ozarks. This beautifully designed three-level home offers at least one primary suite on each floor, providing privacy and comfort for guests across all levels. Thoughtful updates in 2024 enhance both functionality and style. The kitchen is a standout, featuring a massive island, custom cabinetry, quality appliances, and a built-in ice maker. A charming bar area tucked near the stairway. The main level offers balcony walkouts from both bedrooms, while the lower level showcases a gas fireplace and a walk-out deck for seamless indoor-outdoor living. Step outside to enjoy the hot tub, creating a private retreat with lake views. The property is complete with a large covered boat dock featuring two slips, two PWC lifts. Located just minutes down O road & close to the lakes most popular bars and entertainment, this home delivers the perfect blend of luxury, relaxation, and convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
Morgan Co. Middle SchoolGrades 6-814.1 mi
4/10
Morgan Co. High SchoolGrades 9-1214.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1999

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Three Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener Owned,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bathroom

  • Level: Main

Bedroom

  • Level: Upper

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Wet Bar,Ceiling Fan(s),Fireplace,Hot Tub/Spa,Partially Furnished,Cable TV,Walk-In Closet(s),Walk-In Shower,Window Treatments
  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: One,Gas
  • Fireplace: Yes

Half Bath

  • Level: Upper

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,161
  • Total interior livable area: 3,161 sqft

Kitchen

  • Level: Lower

Laundry

  • Level: Lower

Other

  • Level: Main

Other

  • Level: Lower

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 201012100003021004
  • Zoning description: Residential
  • Exclusions: Personal Items

Features

  • Levels: Three Or More
  • Exterior features: Concrete Driveway,Hot Tub/Spa
  • Has spa: Yes
  • Spa features: Hot Tub
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 8,276 sqft
  • Features: Lake Front,Views
  • Lot size dimensions: IRR

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Heat Wave
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$726$8,712
Property Taxes $398$4,776
Electricity $241$2,896
Total$6,396$76,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,291/yr
40% on housing$191,880/yr
45% on housing$170,560/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 65037$207
Morgan County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 65037
Morgan County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$1,130,000
2026-02-06Listed for sale$1,150,000

For Sale by Agent

AgentGIBSON & GREIN GIBSON, ANDY
BrokerageKeller Williams L.O. Realty

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