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69 Elmbank St, Staten Island, NY, 10312

4beds
4baths
4,771sqft
$1,899,999
$398price/sqft
$12,328/moest. monthly cost
$493,120/yrincome needed

About This Home

Welcome home to 69 Elmbank Street! This exceptional, brand new, custom-built 4 bedroom, 4 bathroom home in exclusive SE Annadale presents an extraordinary opportunity for discerning buyers seeking uncompromising quality and sophisticated design. Commanding a prestigious corner location on a 90x100 lot, this magnificent four-bedroom, four-bathroom home spans an impressive 4,771 square feet of meticulously crafted living space. Upon entering through the dramatic two-story foyer, guests are immediately struck by the soaring ten-foot ceilings that create an atmosphere of grandeur throughout the home. The open-concept floor plan flows seamlessly, showcasing premium finishes and thoughtful architectural details that define luxury living. Premium Pella windows flood the interior with natural light while providing energy efficiency and lasting beauty, their expertly engineered frames complementing the home's contemporary aesthetic. The heart of this home features a chef's dream kitchen, complete with a center island adorned with lustrous quartz countertops, and professional-grade luxury appliances, and pantry room, perfect for both culinary adventures and casual entertaining. A separate wet bar adds an element of sophistication for hosting memorable gatherings, featuring built-in wine storage and premium fixtures that elevate every social occasion. The cozy gas fireplace in the living room serves as a focal point, promising countless evenings of warmth and ambiance while its sleek surround creates a stunning visual centerpiece. Radiant floor heating throughout the home ensures year-round comfort and represents the pinnacle of modern home heating technology, providing whisper-quiet warmth that eliminates cold spots and drafts. Upstairs, 4 bedrooms and a full bath, featuring a sumptuous primary bedroom suite, offering a private retreat with an expansive walk-in closet and an indulgent bathroom showcasing a separate soaking tub for ultimate relaxation. Practical luxury continues with a spacious two-car garage, while the finished basement provides additional living space with its own separate entrance and bathroom. This lower level with an additional 2,300 sq feet offers endless possibilities for recreation, home office space, or guest accommodation. Come see how the architectural sophistication distinguishes this residence from ordinary construction. Schedule your private appointment today. This home will not last!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

8/10
Ps 55 Henry M BoehmGrades PK-50.4 mi
8/10
Is 7 Elias BernsteinGrades 6-81.4 mi
7/10
Tottenville High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Stucco

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,771
  • Total interior livable area: 4,771 sqft

Property

Details

  • Parcel number: 053840070
  • Zoning: R1

Features

  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Gas Grill,Balcony
  • Has spa: Yes
  • Spa features: Heated

Lot

  • Lot size: 9,147 sqft
  • Features: Back Yard,Side
  • Lot size dimensions: 90 x 100

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,607$115,284
Home Insurance *$540$6,480
Property Taxes $1,393$16,716
Electricity $788$9,461
Total$12,328$147,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$422,674/yr
40% on housing$369,840/yr
45% on housing$328,746/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$398This listing

vs Other Active Listings

Avg $/sqft

ZIP 10312$438
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10312$437
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$1,989,999
2026-03-10Listed for sale$1,999,999
2026-03-09Listing removed$1,999,999
2026-01-03Price change$1,999,999
2025-12-21Listed for sale$2,088,000
2025-12-16Listing removed$2,088,000
2025-12-05Price change$2,088,000
2025-10-01Price change$2,099,999
2025-06-10Listed for sale$2,250,888
2025-06-04Listing removed$2,488,888
2025-01-06Price change$2,488,888
2024-10-28Listed for sale$2,588,888

New Construction

AgentAlana Miller
BrokerageEXP Realty

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