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5830 Freeland Bay N, Hugo, MN, 55038

5beds
4baths
3,931sqft
$952,895
$242price/sqft
$6,349/moest. monthly cost
$253,960/yrincome needed

About This Home

Experience elevated everyday living in this beautifully designed new construction home in the highly sought-after Watercrest of Hugo. Thoughtfully crafted with both style and function in mind, this 5 bed, 3.5 bath home offers over 4,000 finished square feet and a layout that truly lives well. Step inside and imagine mornings filled with natural light pouring through expansive windows, gathering in a stunning gourmet kitchen featuring custom cabinetry, an oversized island, and premium appliances - perfectly designed for both quiet starts and effortless entertaining. The main level offers a dedicated office for work-from-home ease, while thoughtful details like a built-in mudroom bench and 8’ doors add both convenience and elevated design. Upstairs, retreat to a serene owner’s suite complete with a spa-inspired bath and spacious walk-in closet, alongside generously sized secondary bedrooms and main bath. The finished lower level opens the door to unforgettable moments - whether it’s hosting, relaxing, or enjoying the included sport court for year-round activity right at home. Set on a walkout homesite in a scenic neighborhood known for ponds, wetlands, and trails, this home offers a rare balance of privacy, connection to nature, and modern convenience. A home designed not just to live in - but to truly enjoy, every single day. Ask how to receive $25,000 towards closing costs with our preferred lenders and title company.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Mahtomedi Middle SchoolGrades 6-86.3 mi
10/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Asphalt

Other

  • Builder name: ROBERT THOMAS HOMES INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Humidifier,Gas Water Heater,Microwave,Refrigerator,Wall Oven,Washer
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Full,Sump Pump

Bedroom

  • Level: Upper
  • Area: 252
  • Dimensions: 18x14

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Bedroom3

  • Level: Upper
  • Area: 117
  • Dimensions: 9x13

Bedroom4

  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Bedroom5

  • Level: Basement
  • Area: 182
  • Dimensions: 14x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,393
  • Finished area above ground: 2,633

Flex Room

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Great Room

  • Level: Main
  • Area: 288
  • Dimensions: 16x18

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,931
  • Total interior livable area: 3,931 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Laundry

  • Level: Upper
  • Area: 35
  • Dimensions: 5x7

Recreation Room

  • Level: Basement
  • Area: 130
  • Dimensions: 13x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: TBD
  • Zoning description: Residential-Single Family
  • Foundation area: 1802

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Other

Lot

  • Lot size: 0.30 Acres
  • Features: Sod Included in Price
  • Lot size dimensions: 80.20 x 140.00 x 80.20 x 140.00

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,818$57,816
Home Insurance *$454$5,448
Property Taxes $746$8,952
Electricity $331$3,978
Total$6,349$76,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,680/yr
40% on housing$190,470/yr
45% on housing$169,306/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 55038$215
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55038$206
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$952,895
2026-04-25Listing removed$946,695
2026-03-01Listed for sale$946,695
2026-03-01Listing removed$905,420
2026-01-08Price change$905,420
2025-12-20Price change$904,110
2025-06-21Listed for sale$890,250
2025-04-25Listing removed$892,685
2024-10-28Listed for sale$892,685

New Construction

AgentAllison Hein
BrokerageRobert Thomas Homes, Inc.

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