314 Oak Creek Dr, Kemp, TX, 75143
About This Home
Enjoy the perks of lake living with community boat ramp access from this modern new construction 4-bedroom, 2.5-bath home in Arnold Hills. Set on a spacious .43-acre double lot, the property features drought-resistant rock landscaping and extended concrete walkways surrounding the home. Inside, the open layout showcases tall ceilings, large windows, and durable wood-look luxury vinyl plank flooring throughout the main areas. The kitchen includes granite countertops, stainless steel appliances (refrigerator included), a large island with storage, and a walk-in pantry with custom shelving. The private primary suite on the main level offers serene views of the yard and mature trees, a spa-like bath with dual vanities, and a walk-in tile shower with a glass door. Each bedroom is equipped with a California Closet system for organization and efficiency. The insulated 480-sq-ft garage offers flexibility for use as a workshop, gym, or potential future living space. Additional peace of mind comes with a 5-year structural builder warranty, along with warranties in place for the roof and HVAC systems. Residents enjoy access to the community boat ramp and pickleball court—capturing the lake lifestyle without the waterfront price.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Fiber Cement
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional,Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Microwave,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Double Vanity,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Walk-In Closet(s)
- Flooring: Luxury Vinyl Plank
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 2,039 sqft
Living Room
- Level: First
- Dimensions: 0 x 0
Master Bedroom
- Features: Built-in Features,Closet Cabinetry,Walk-In Closet(s)
- Level: First
- Dimensions: 0 x 0
Property
Details
- Parcel number: 20300007066054
Features
- Levels: Two
- Stories: 1
- Pool features: None
- Fencing: None
- Waterbody name: Cedar Creek
- Residential vegetation: Grassed
Lot
- Lot size: 0.43 Acres
- Features: Back Yard,Lawn,Landscaped,Level,Few Trees
- Lot size dimensions: 165 x 126 x 122 x 129
Parking
- Total spaces: 2
- Parking features: Concrete,Door-Multi,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,219 | $26,628 |
| Home Insurance * | $348 | $4,176 |
| Property Taxes | $358 | $4,296 |
| Electricity | $238 | $2,859 |
| Total | $3,163 | $37,956 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Listed for sale | $459,000 |
| 2026-04-20 | Listing removed | $459,000 |
| 2026-03-28 | Price change | $459,000 |
| 2026-02-18 | Price change | $474,900 |
| 2025-11-25 | Price change | $489,000 |
| 2025-10-16 | Listed for sale | $499,000 |
| 2025-10-01 | Listing removed | $519,000 |
| 2025-07-25 | Listed for rent | $2,800 |
| 2025-07-03 | Price change | $519,000 |
| 2025-05-09 | Price change | $529,900 |
| 2025-03-20 | Listed for sale | $534,900 |
| 2024-11-26 | Listing removed | $539,000 |
| 2024-10-28 | Listed for sale | $549,000 |
New Construction
View on Zillow