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22742 E Yosemite Blvd #5, Waterford, CA, 95386

2beds
1baths
840sqft
$85,000
$101price/sqft
$900/moest. monthly cost
$36,000/yrincome needed

About This Home

Enjoy this great 2 bed 1 bath 840 sqft Cozy cabin. Located within a few minutes walk to the Tuolumne River. The unit has a space for rent subject to park manager approval. Private lender is willing to carry with 30,000 down rate negotiable.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Other
  • Roof: Composition,Metal,Other
  • Construction materials: Wood,Other

Type & Style

  • Home type: MobileManufactured
  • Property subType: Single Wide

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Kitchen/Family Combo,Other

Features

  • Flooring: Carpet,Laminate,Linoleum

Heating & Cooling

  • Heating features: Zoned,Other
  • Cooling features: Multi Units,Other

Interior Area

  • Total interior livable area: 840 sqft

Property

Details

  • Special condition: Standard

Parking

  • Parking features: Assigned,No Garage,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Heat Wave
Inland Flooding
Wildfire
Earthquake
Hail
Lightning

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$22$264
Property Taxes $51$612
Electricity $398$4,786
Total$900$10,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,857/yr
40% on housing$27,000/yr
45% on housing$24,000/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 95386$197
Stanislaus County$261

vs Homes Sold Last Month

Median $/sqft

ZIP 95386$293
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2024-11-13Price change$100,000
2024-10-29Listed for sale$125,000

For Sale by Agent

AgentTyler Blagg
BrokeragePetersen & Company

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