3634-3636 Central Ave, San Diego, CA, 92105
About This Home
GREAT INVESTMENT PROPERTY. The front unit 3636 Central has 2 bedrooms and 1 full bathroom plus a garage converted to a bedroom with a full bath. Total front unit with 3 bedroom and 2 bathroom and with a parking space for 4 cars. The back unit 3634 has 1 bedroom and 1 full bath room with a separate mini split AC, spacious storage and a separate yard with a parking space for 4 cars. Each unit has private yard, gate, separated gas and electric meter. Sellers sell the property in its current condition, not to make any repairs.
Getting Around
Very Walkable
Good Transit
BikeableSchools
Construction
Materials
- Roof: Composition,Other/Remarks
- Construction materials: Stucco
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Cooling
- Cooling features: N/K
Interior Area
- Total structure area: 1,330
Property
Details
- Parcel number: 4541611800
- Zoning: R-2
- Zoning description: R-2
- Special condition: Other/Remarks
Features
- Levels: 1 Story
- Fencing: Full
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,399 | $52,788 |
| Home Insurance * | $133 | $1,596 |
| Property Taxes | $485 | $5,820 |
| Electricity | $398 | $4,786 |
| Total | $5,415 | $64,980 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Price change | $870,000 |
| 2026-06-15 | Listed for sale | $950,000 |
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