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198 Destiny Bay Road, Cutler, ME, 04626

1beds
1baths
1,007sqft
$475,000
$472price/sqft
$3,260/moest. monthly cost
$130,400/yrincome needed

About This Home

This charming, seasonal cottage has been in the same family for nearly a hundred years. It was the summer retreat for artist Hazel Brill Jackson, rock climber, poet, defender of wild animals and internationally acclaimed sculptress. She created bronze statues of wild animals, inspired by local wildlife , content in the peaceful atmosphere of Cutler, her studio/retreat is an ideal summer place for nature/outdoor enthusiasts and an excellent potential as a B&B with a unique history. From the wrap-around deck are views of Cutler across the Harbor, and out to Little River Island and Grand Manaan. Eagles and osprey drift by on sea breezes. On the hottest days of summer, cool fog tempers the air so there's no need for AC. A kitchen wood stove and living room Franklin fireplace add warmth and coziness in the shoulder seasons. First floor has a bathroom with shower and sink and outside near the house is an outhouse. The whole second floor is open with a bedroom on each side. There are three single beds and one double bed. From the windows you will hear thrushes sing in the pre-dawn and dusk. Glorious sunrises bloom over the hills above town and eastern Head. One of the many rugged and rocky Bold Coast trails, Western Head, begins a quarter mile from the doorstep. Many other trails and public beaches are minutes away by vehicle. Deer and bird habitat abounds, sweetgrass and balsam poplar leaves scent the air. The shoreline is good for digging your own clams as well as beach-coming. And for boat lovers, the far end of the shore is accessible for deep water anchorage. Little River (Cutler Harbor) is famous for its depth and length and as such provides safe shelter for fishermen's boats, yachts, and recreational kayakers and paddle boarders. This property is one of the rarest places of its kind left along the Maine Coast. A perfect place to begin a generational tradition. MOTIVATED SELLER

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Wood Frame,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Camp,Cape Cod,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Exterior Entry,Dirt Floor,Crawl Space

Bedroom1

  • Features: Closet
  • Level: Second
  • Area: 205.20000000000002
  • Dimensions: 12 x 17.1

Bedroom2

  • Features: Closet
  • Level: Second
  • Area: 205.20000000000002
  • Dimensions: 12 x 17.1

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Shower
  • Flooring: Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,007

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,007
  • Total interior livable area: 1,007 sqft

Kitchen

  • Features: Eat-in Kitchen,Heat Stove
  • Level: First
  • Area: 69.52
  • Dimensions: 8 x 8.69

Living Room

  • Features: Built-in Features,Heat Stove
  • Level: First
  • Area: 69.52
  • Dimensions: 8 x 8.69

Other

  • Level: First
  • Area: 71.38000000000001
  • Dimensions: 8.3 x 8.6

Property

Details

  • Zoning: Residential

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Scenic,Trees/Woods
  • On waterfront: Yes
  • Waterbody name: Cutler Harbor- Little River, Ocean
  • Frontage length: Waterfrontage: 695,Waterfrontage Owned: 695

Lot

  • Lot size: 5.25 Acres
  • Features: Near Town,Level,Rolling Slope,Wooded

Parking

  • Parking features: Gravel,5 - 10 Spaces,On Site,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Ice Storm
Lightning
Cold Wave
Hurricane
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance $247$2,964
Property Taxes $368$4,416
Electricity $244$2,930
Total$3,260$39,120

Income You'd Need if You Spent...

35% on housing$111,771/yr
40% on housing$97,800/yr
45% on housing$86,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$472This listing

vs Other Active Listings

Avg $/sqft

ZIP 04626$149
Washington County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 04626
Washington County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-06Listed for sale$475,000
2025-12-01Listing removed$475,000
2025-10-26Listed for sale$475,000
2025-10-25Listing removed$475,000
2025-05-15Price change$475,000
2025-03-01Price change$495,000
2024-12-26Price change$525,000
2024-10-29Listed for sale$575,000

For Sale by Agent

AgentNicole S Ball
BrokerageBetter Homes & Gardens Real Estate/The Masiello Group

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