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White Spruce Way, Conowingo, MD, 21918

4beds
3baths
3,431sqft
$672,990
$196price/sqft
$4,611/moest. monthly cost
$184,440/yrincome needed

About This Home

THIS HOME IS TO BE BUILT! NO MODEL HOME ON SITE! As you walk into the beautifully designed Danville 2 you are greeted by a large open foyer. The whole first floor feels as if it is one open space as you easily move through the library, dining room, great room, breakfast nook, and kitchen. Each room flows effortlessly into the other giving the whole home an open and airy ambiance. The Kitchen has a tremendous amount of space, plenty of cabinets, and a walk-in pantry, making storage and organization plentiful and entertaining easy and manageable. The first floor also features a private home office, with the option of converting it a guest room suite - complete with a full bath, and an arrival center with a generous amount of options that this area can be customized to suit your wants or needs. The second floor includes the Owner's Suite, 3 additional bedrooms, all with walk-in closets, a full bath, loft, and a comprehensive laundry room full of counter space. The Owner's Suite with an expansive bedroom flows into a hallway with dual walk-in closets to the Owner's Bath. The Owner's Bath comes standard with two separate vanities, a large tub and shower, a water closet, and a reach-in closet. Additional Owner's Bath options include a Roman-style, with more open shower nestled within an alcove with a tiled bench seat, and a Venetian-style bath, that features a deep, enclosed shower and expanded walk-in closets. The second level has ample space to accommodate an optional additional bedroom, in place of the loft, hall bath and laundry room. We have 10 beautiful country homesites with rolling hills available ranging from .67-16.7 acres. Don't miss this opportunity to have a large lot with a gorgeous new home built to your wants and needs! Nestled in the heart of Maryland, Conowingo is a captivating city that effortlessly combines small-town charm with a strong sense of community. Delight in the vibrant local farmers market, charming restaurants nearby, and experience the joy of its welcoming local playground and dog park only a short drive away. With convenient access to marinas, unique boutique shopping destinations, well-connected major highways, and proximity to world-renowned hospitals, Conowingo is a haven of both tranquility and modern convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
4/10
Perryville Middle SchoolGrades 6-86.8 mi
6/10
Perryville High SchoolGrades 9-126.0 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Stick Built,CPVC/PVC,Vinyl Siding

Other

  • Builder model: Danville II
  • Builder name: Gemcraft Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range - Electric,Microwave,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom2

  • Level: Upper
  • Area: 154
  • Dimensions: 14 X 11

Bedroom3

  • Level: Upper
  • Area: 182
  • Dimensions: 14 X 13

Bedroom4

  • Level: Upper
  • Area: 144
  • Dimensions: 12 X 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Level: Main
  • Area: 117
  • Dimensions: 9 X 13

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 12 X 14

Features

  • Bathroom - Tub Shower,Breakfast Area,Dining Area,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Pantry,Recessed Lighting,Store/Office,Upgraded Countertops,Walk-In Closet(s)
  • Flooring: Carpet
  • Finished area above ground: 3,431

Great Room

  • Level: Main
  • Area: 323
  • Dimensions: 17 X 19

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Gas

Interior Area

  • Total structure area: 3,431
  • Total interior livable area: 3,431 sqft

Kitchen

  • Level: Main
  • Area: 195
  • Dimensions: 15 X 13

Library

  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Office

  • Level: Main
  • Area: 180
  • Dimensions: 15 X 12

Primary Bedroom

  • Features: Attached Bathroom,Walk-In Closet(s)
  • Level: Upper
  • Area: 270
  • Dimensions: 15 X 18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1.09 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Drought
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,403$40,836
Home Insurance *$289$3,468
Property Taxes $482$5,784
Electricity $437$5,245
Total$4,611$55,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,091/yr
40% on housing$138,330/yr
45% on housing$122,960/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 21918$172
Cecil County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 21918$172
Cecil County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-24Price change$651,990
2026-02-24Price change$672,990
2026-02-24Price change$549,990
2025-03-03Price change$656,990
2025-03-03Price change$678,990
2025-03-03Price change$663,990
2024-11-01Price change$660,990
2024-11-01Price change$675,990
2024-11-01Listed for sale$653,990

New Construction

AgentMary Ann Hammel
BrokerageMary Ann Hammel

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