205 Mission Villas Rd, San Marcos, CA, 92069
About This Home
“VA assumable loan ~5.6% offers a rare lower monthly payment opportunity in San Marcos. Modern tri-level townhome with owned solar and EV-ready garage.” Welcome to the perfect blend of modern style and everyday convenience in this corner-unit townhome located in the sought-after Mission Villas community of San Marcos. Built in 2022, this tri-level home offers a bright and functional layout designed for comfortable living. The open-concept second level serves as the heart of the home, featuring a spacious living area filled with natural light, a dining space, and a well-appointed kitchen with ample cabinetry, generous counter space, and a center island that connects seamlessly for everyday living and entertaining. A convenient powder room is also located on this level. The top floor includes all bedrooms, along with a dedicated laundry area for added ease. The primary suite offers a private retreat with its own bathroom and spacious closet, while two additional bedrooms provide flexibility for guests, a home office, or other uses. The thoughtful layout allows for both privacy and functionality. Additional features include central heating and air conditioning, dual-pane windows, owned solar, and an attached two-car garage with direct access, electric vehicle charger, and additional storage space. Residents of Mission Villas have access to community spaces including BBQ and picnic areas and a playground, providing opportunities to gather and enjoy the neighborhood setting. Ideally located near shopping, dining, parks, and major services including Kaiser Permanente and Palomar Health facilities, as well as California State University San Marcos. Convenient access to Highway 78 offers connectivity throughout North County San Diego. VA loan assumption may be available for qualified buyers (buyer to verify). Buyers are encouraged to verify all information, including square footage, HOA details, and loan terms.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Other
- Builder name: KB
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Dryer,Washer
- Laundry features: Inside,Laundry Closet
Bathroom
- Features: Tub Shower
Bedroom
- Features: All Bedrooms Up
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Features
- Balcony,Multiple Staircases,All Bedrooms Up
- Flooring: Wood
- Fireplace features: None
- Common walls with other units/homes: 2+ Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,331 sqft
Kitchen
- Features: Kitchen Island,Kitchen/Family Room Combo
Property
Details
- Parcel number: 2202105038
- Attached to another structure: Yes
- Special condition: Standard
Features
- Levels: Three Or More
- Stories: 3
- Entry location: 1
- Pool features: None
- Spa features: None
- Has view: Yes
- View description: Mountain(s)
Lot
- Features: Corner Lot
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,640 | $43,680 |
| Home Insurance * | $143 | $1,716 |
| Property Taxes | $558 | $6,696 |
| Electricity | $398 | $4,786 |
| Total | $4,739 | $56,868 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Price change | $719,999 |
| 2026-03-16 | Price change | $725,000 |
| 2025-01-16 | Listed for sale | $733,000 |
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