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34784 High Gate Rd, Bulverde, TX, 78163

4beds
4baths
3,056sqft
$1,100,000
$360price/sqft
$7,464/moest. monthly cost
$298,560/yrincome needed

About This Home

$50,000 SELLER CONCESSION! Use toward a permanent rate buy-down, closing costs, or custom landscaping. Welcome home to quiet country living in Belle Oaks Ranch. Situated on a tree-lined 1.14 acre cul-de-sac lot, this custom-built 4-bedroom, 3.1 bath home is over 3000 sq. ft. of functional living space. The open concept great room impresses with 20 ft ceilings, wall to wall natural light and a stone wood burning fireplace. The gourmet kitchen features quartz countertops, a massive island, KitchenAid appliances with a gas range, triple oven capability, and a butler's pantry area alongside a 8x4 walk in pantry. A private home office with custom barn doors backed by a CAT 6 network connections throughout the home. The floor plan places all 4 bedrooms on opposite corners for privacy. The primary suite is a true oasis, featuring a spa like "car wash" shower with dual and rainfall heads, plus a deep soaking tub. Outside, relax on the covered patio among mature oak trees. The MASSIVE 32X24 EXTENDED 3 CAR GARAGE is perfect for large trucks and storage. Neighborhood amenitites include a pool, park, pickleball, and nature trails. Gated community with NATURAL GAS, zoned for Comal ISD Smithson Valley High!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

9/10
9/10
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Masonry,Stone Veneer,Stucco

Other

  • Builder name: JLP

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern,Hill Country
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Double Oven,Dishwasher,Gas Cooktop,Disposal,Gas Range,Plumbed For Ice Maker,Some Gas Appliances,Built-In Oven,Cooktop,Microwave
  • Laundry features: Laundry in Utility Room,Main Level,Laundry Room

Bedroom2

  • Level: Main
  • Dimensions: 13x13

Bedroom3

  • Level: Main
  • Dimensions: 12x12

Bedroom4

  • Level: Main
  • Dimensions: 12x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 14x13

Entry Foyer

  • Level: Main
  • Dimensions: 8x11

Features

  • All Bedrooms Down,Beamed Ceilings,Built-in Features,Tray Ceiling(s),Ceiling Fan(s),Chandelier,Carbon Monoxide Detector,Cathedral Ceiling(s),Dining Area,Dry Bar,Coffered Ceiling(s),Separate/Formal Dining Room,Double Vanity,Entrance Foyer,High Ceilings,Home Office,In-Law Floorplan,Primary Downstairs,Main Level Primary,Open Floorplan,Pull Down Attic Stairs
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Storage Only

Great Room

  • Level: Main
  • Dimensions: 22x26

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,1 Unit

Interior Area

  • Total interior livable area: 3,056 sqft

Kitchen

  • Level: Main
  • Dimensions: 27x12

Laundry

  • Level: Main
  • Dimensions: 14x8

Master Bathroom

  • Level: Main
  • Dimensions: 14x10

Master Bedroom

  • Level: Main
  • Dimensions: 15x16

Office

  • Level: Main
  • Dimensions: 13x14

Property

Details

  • Parcel number: 100073035800

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community,In Ground,Outdoor Pool
  • Patio & porch: Covered,Porch
  • Exterior features: Porch
  • Fencing: None
  • Has view: Yes
  • View description: Hills
  • Waterbody name: Hill Country View

Lot

  • Lot size: 1.14 Acres
  • Lot size dimensions: 141 x 387 x 48 x 124 x 303

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$418$5,016
Property Taxes $1,149$13,788
Electricity $335$4,026
Total$7,464$89,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$255,908/yr
40% on housing$223,920/yr
45% on housing$199,040/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$360This listing

vs Other Active Listings

Avg $/sqft

ZIP 78163$302
Comal County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78163$204
Comal County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$1,100,000
2026-04-24Listing removed$990,000
2025-06-10Listed for sale$990,000

For Sale by Agent

AgentKimberly Jakubik-Shoemake
BrokerageKeller Williams Heritage

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