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977 Gray Cloud Dr, New Braunfels, TX, 78130

4beds
4baths
2,817sqft
$470,692
$167price/sqft
$3,621/moest. monthly cost
$144,840/yrincome needed

About This Home

Every square foot is maximized with our Concho plan - the ideal home for the growing family. This 4-bedroom home offers space, flexibility and comfort. Entering your new home from your spacious porch, you are met with a foyer leading to your secluded study room. If you are looking for a little more living space, opt to transform the study room into your fifth bedroom! Travel further down the hall and you will discover the entry to your walk-in utility room and the convenient downstairs powder room. Need a little more room for your tools or holiday decorations? Luckily, the Concho plan bears an optional 2.5-car garage! Past the utility room, and you are led to the heart of the home - the open-concept, two-story family room adjoined by the oversized kitchen and breakfast area. The kitchen accommodates sleek granite countertops, flat-panel birch cabinets (with the option to add more), as well as a kitchen island! One of the most exclusive options this floor plan offers is the ability to add in an extended covered patio off the kitchen area. Talk about the perfect outdoor sanctuary! Finally, the first floor holds your private master suite with an elegant master bathroom. The master bathroom holds cultured marble countertops with the option of dual vanities, a shower/bathtub enclosure, and an expansive walk-in closet! If you are interested in taking the bathroom space to the next level you have the option to turn your bathtub into a super shower, or opt for a luxury tub with...

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
5/10
Canyon Middle SchoolGrades 6-83.8 mi
7/10
Canyon High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: CastleRock Communities

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,817 sqft

Property

Details

  • Parcel number: 462578

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Drought
Wildfire

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,380$28,560
Home Insurance *$251$3,012
Property Taxes $681$8,172
Electricity $309$3,711
Total$3,621$43,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,148/yr
40% on housing$108,630/yr
45% on housing$96,560/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 78130$186
Comal County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78130$161
Comal County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$470,692

New Construction Spec

BrokerageCastleRock Communities

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