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12421 Silversmith Ln, Mustang Ridge, TX, 78610

3beds
3baths
1,846sqft
$289,000
$157price/sqft
$1,976/moest. monthly cost
$79,040/yrincome needed

About This Home

Welcome to 12421 Silversmith Lane in Durango, a like new home featuring a highly sought after floor plan designed for easy, everyday living. The open concept layout creates a seamless flow between the kitchen, dining, and living spaces, making the home feel bright, functional, and inviting. Enjoy a spacious primary suite, well sized secondary bedrooms, and modern finishes throughout. Thoughtfully designed and move-in ready, this home offers comfort, functionality, and great value. Conveniently located near shopping, dining, and major roadways, this is a great opportunity to get into Durango at an approachable price point.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
3/10
Del Valle Middle SchoolGrades 6-88.5 mi
2/10
Del Valle High SchoolGrades 8-129.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Composition, Shingle

Other

  • Builder name: DR HORTON

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Disposal,Exhaust Fan,Microwave,Plumbed For Ice Maker,Range,RNGHD,Stainless Steel Appliance(s),Vented Exhaust Fan,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • High Ceilings,Gas Dryer Hookup,Entrance Foyer,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Primary Bedroom on Main,Recessed Lighting,Smart Home,Smart Thermostat,Walk-In Closet(s)
  • Window features: Double Pane Windows,Low Emissivity Windows,Screens,Vinyl Windows
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,846 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 12421 Silversmith Lane
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Gutters Full
  • Fencing: Back Yard, Fenced, Wood
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 4,791 sqft
  • Features: Back Yard,Cleared,Curbs,Front Yard,Interior Lot,Landscaped,Level,Sprinkler - Back Yard,Sprinklers In Front,Sprinkler - Rain Sensor,Sprinkler - Side Yard,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front,Inside Entrance
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$152$1,824
Property Taxes $125$1,500
Electricity $238$2,859
Total$1,976$23,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,748/yr
40% on housing$59,280/yr
45% on housing$52,693/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 78610$179
Travis County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78610$179
Travis County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-12Price change$299,500
2026-03-25Listed for sale$309,990
2024-04-23Listing removed--
2024-02-14Pending sale$296,640
2024-02-01Price change$296,640
2024-01-31Listed for sale$297,990

For Sale by Agent

AgentAlexandria Kelly
BrokerageeXp Realty, LLC

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