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17040 W Fm 1097 Rd Unit 6202, Montgomery, TX, 77356

2beds
2baths
1,461sqft
$265,000
$181price/sqft
$1,890/moest. monthly cost
$75,600/yrincome needed

About This Home

Comes with a Private Garage! Come see the inviting views of Lake Conroe when you enter this two bedroom, two bath condo. Direct lake access places the shoreline just steps away, while a balcony that offers a front-row seat to tranquil mornings and beautiful sunsets over the water. Inside, the layout flows easily between living and dining spaces and includes in-unit laundry for added ease. This unit also incudes an assigned parking space and a dedicated storage room. You also have your choice of stairs or elevator to access the unit. Also enjoy the boat dock with easy access to your boat or water toys. The community elevates the experience with a resort style pool, hot tub, fitness center, outdoor grilling areas and a welcoming clubhouse, all set along the scenic lakefront. Enjoy relaxed waterfront living in a setting that invites slow down and stay awhile. Schedule your showing today!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Lincoln Elementary SchoolGrades PK-55.8 mi
6/10
7/10
Montgomery High SchoolGrades 9-127.3 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal,Refrigerator,Electric Oven,Microwave,Electric Cooktop,Dryer,Washer,Dishwasher
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Balcony,Crown Molding,High Ceilings,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,461
  • Total interior livable area: 1,461 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen open to Family Room,Pantry

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Separate Shower,Primary Bath: Soaking Tub,Secondary Bath(s): Tub/Shower Combo,Vanity Area

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 389540

Features

  • Levels: 2nd Level
  • Stories: 1
  • Exterior features: Balcony,Exercise Room,Outdoor Kitchen,Storage
  • Has spa: Yes
  • Spa features: Spa/Hot Tub
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake

Lot

  • Lot size: 3,606 sqft

Parking

  • Parking features: Electric Gate,Detached,Assigned
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hurricane
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$209$2,508
Property Taxes $104$1,248
Electricity $238$2,859
Total$1,890$22,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,800/yr
40% on housing$56,700/yr
45% on housing$50,400/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 77356$187
Montgomery County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 77356$175
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$265,000
2026-04-19Price change$270,000
2026-01-27Listed for sale$280,000
2026-01-20Listing removed$280,000
2026-01-01Listed for sale$280,000

For Sale by Agent

AgentShelly Bishop
BrokerageADT Realty Brokers

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