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3480 Balboa Cir, Montgomery, TX, 77356

2beds
2baths
1,285sqft
$197,000
$153price/sqft
$1,658/moest. monthly cost
$66,320/yrincome needed

About This Home

Welcome to Lake Conroe. Come here to play or live. Enjoy the small-town atmosphere with great dining, activities, Boating, Fishing, Golf and of course the Lake. This newly remolded home with 2 bedrooms and 2 baths is ready for move in! You have a great open concept kitchen/living with all the upgrades. Each bedroom has its own thermostat (2) HVAC units. Blinds, washer/Dryer, refrigerator included. Step out to back patio with your favorite cup of coffee. Margaritaville and Lake is just a few steps away. Parking area holds 2 cars. Make your appointment today to view your new home.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
6/10
7/10
Montgomery High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Oven,Microwave,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom

  • Level: First
  • Area: 204
  • Dimensions: 17x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • 2 Primary Bedrooms,All Bedrooms Down
  • Flooring: Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,285
  • Total interior livable area: 1,285 sqft

Kitchen

  • Level: First
  • Area: 231
  • Dimensions: 21x11

Living Room

  • Level: First
  • Area: 182
  • Dimensions: 14x13

Other

  • Level: First
  • Area: 54
  • Dimensions: 9X6

Primary Bath

  • Level: First
  • Area: 72
  • Dimensions: 9X8

Primary Bedroom

  • Level: First
  • Area: 238
  • Dimensions: 17x14

Utility Room

  • Level: First

Property

Details

  • Parcel number: 534156

Features

  • Stories: 1
  • Patio & porch: Covered,Patio/Deck,Porch
  • Exterior features: Side Yard
  • Fencing: None

Lot

  • Lot size: 2,874 sqft
  • Features: Corner Lot,0 Up To 1/4 Acre

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $996$11,952
Home Insurance *$155$1,860
Property Taxes $269$3,228
Electricity $238$2,859
Total$1,658$19,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,845/yr
40% on housing$49,740/yr
45% on housing$44,213/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 77356$188
Montgomery County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 77356$175
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$197,000
2026-06-01Listed for sale$199,000

For Sale by Agent

AgentValarie Richardson
BrokerageHomeSmart

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