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27413 W Porto Ln, Channahon, IL, 60410

2beds
2baths
1,621sqft
$432,900
$267price/sqft
$3,193/moest. monthly cost
$127,720/yrincome needed

About This Home

Welcome to the Monaco Ranch Villa, where low-maintenance living meets thoughtful design and modern comfort. This quick-delivery home offers 2 bedrooms, 2 full baths, and a versatile flex room perfect for a home office, hobby space, or guest area. The open-concept layout features a spacious kitchen with a large island, pantry, granite countertops, and soft-close cabinetry throughout - ideal for both everyday living and entertaining. Enjoy the convenience of main floor laundry and a full basement offering endless possibilities for storage or future finishing. Relax outdoors on your private patio, and appreciate the ease of an attached 2-car garage. With low association fees covering exterior maintenance, including landscaping and snow removal, you can spend more time enjoying your home and less time maintaining it. A perfect blend of style, function, and convenience -schedule your showing today!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

6/10
Aux SableGrades K-41.0 mi
6/10
Minooka Jr High SchoolGrades 7-82.3 mi
10/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Other

  • Builder model: MONACO

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,621 sqft

Kitchen

  • Features: Kitchen (Island,Pantry-Closet)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Laundry

  • Level: Main
  • Area: 63
  • Dimensions: 7X9

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 14X16

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0323210022
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 5,000 sqft
  • Lot size dimensions: 50X100

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,188$26,256
Home Insurance *$205$2,460
Property Taxes $670$8,040
Electricity $130$1,569
Total$3,193$38,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,474/yr
40% on housing$95,790/yr
45% on housing$85,146/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 60410$178
Grundy County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 60410$173
Grundy County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$438,900
2026-04-13Listing removed$439,900
2026-01-08Price change$439,900
2025-10-23Listed for sale$450,934
2025-01-31Listing removed$412,800
2024-10-31Listed for sale$412,800

New Construction

AgentAmy Capista
BrokerageCore Group Realty

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