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270 Southern Lakes Dr, Ashville, AL, 35953

4beds
3baths
4,100sqft
$450,000
$110price/sqft
$3,182/moest. monthly cost
$127,280/yrincome needed

About This Home

Stunning home in Ashville's Southern Lakes Estates! This one owner, custom built home is situated on a large lot with access to a pond at the backside of the property. There is also a large pavilion situated to one side of the lot at the rear. Pride of ownership is evident from the time that you pull into the driveway. Concrete curbing lines the landscaping that is meticulously manicured. Walk into an open and inviting living space with a cozy fireplace situated to one side. There are double slider doors overlooking the oversized deck which is perfect for entertaining! The deck, which overlooks the pond at the back of the property, features ample space for tables, chairs and gatherings while offering an outdoor kitchen on one side lends itself for entertaining guests. The kitchen and dining area are both situated just off of the living space. The dining area is spacious enough to host numerous guests and the kitchen offers beautiful quartz countertops, ample cabinet space and a breakfast nook that overlooks the backyard and pond while enjoying coffee in the mornings. The home offers a split plan with the primary suie situated to one side and the guest bedrooms and bathroom on the other. The primary suite is large enough to accommodate a king set and has access to the back deck, while the attached bath offers 2 custom closets, a double vanity and a large shower. Down the hall you have the garage access which offers plenty of storage space as well as custom tile flooring. Downstairs you will find even more space for guests. There is a 1 bay attached workshop, 2 living spaces, a half bath, 2 storm shelter rooms AND a kitchenette! This home has to be seen in person to be truly appreciated! Don't miss this one! Call for your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
Ashville Middle SchoolGrades 5-85.0 mi
6/10
Ashville High SchoolGrades 9-124.9 mi
9/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Basement
  • Roof: Ridge Vents
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Plumbed For Ice Maker
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • High Ceilings
  • Window features: Double Pane Windows
  • Flooring: Carpet,Plank,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 4,100 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1702030000009.017

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Porch
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 0.80 Acres
  • Features: Outside City Limits,Subdivision
  • Lot size dimensions: IRR

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$344$4,128
Property Taxes $105$1,260
Electricity $458$5,505
Total$3,182$38,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,097/yr
40% on housing$95,460/yr
45% on housing$84,853/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 35953$229
St. Clair County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 35953$135
St. Clair County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-07Price change$450,000
2025-06-22Price change$449,900
2025-05-24Price change$499,900
2025-02-13Listed for sale$549,775
2025-02-02Listing removed$577,427
2024-10-31Listed for sale$577,427

For Sale by Agent

AgentDustin Ledbetter
BrokerageDL Realty

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