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305 Kat Garnet Dr, Kyle, TX, 78640

5beds
3baths
3,523sqft
$485,000
$138price/sqft
$3,739/moest. monthly cost
$149,560/yrincome needed

About This Home

Hands down just a stunningly beautiful home with all the bells and whistles, this exceptional property sits on a premium corner lot in Kyle’s sought-after Stagecoach neighborhood, offering lightning-fast access to downtown and I-35. From the moment you approach the beautiful stone and stucco exterior and step through the impressive 8-foot front door, you are greeted by an airy foyer, a convenient half-bath, and one of the two dining rooms. The chef-inspired kitchen is a true showstopper, boasting crisp white cabinetry, elegant gold hardware, built-in ovens, a center island, a dry bar, fancy trendy pendant lighting, and an astonishing TWO walk-in pantries for ultimate storage. Remote-controlled, upgraded lighting beautifully illuminates both dining areas, while the versatile downstairs layout also features a dedicated office enclosed with glass French doors and a closet, making it an easy option for a 5th bedroom. Convenience is key with a massive laundry room outfitted with granite countertops, abundant cabinets, and fold-down drying racks, all leading to a spacious 3-car garage. Upstairs, the home expands into a second living area, three secondary bedrooms, and an awe-inspiring primary suite that feels like a private retreat. This expansive primary sanctuary features an incredible THREE walk-in closets, two additional linen closets, and a versatile separate mini-room currently used as a home gym but perfect for a nursery, second office, or quiet reading nook. Throughout the home, the stunning bathrooms impress with modern matte black hardware, faucets, and towel racks. Complete with a large, private backyard and a covered patio perfect for outdoor entertaining, this home perfectly blends high-end luxury with everyday functionality.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Kyle Elementary SchoolGrades PK-50.6 mi
5/10
5/10
Jack C Hays High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition, Shingle

Other

  • Builder name: KB Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven(s),Cooktop,Dishwasher,Disposal,Electric Cooktop,Microwave,Oven,Electric Oven,Double Oven,Stainless Steel Appliance(s),Electric Water Heater,WaterSoftener

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),High Ceilings,Chandelier,Granite Counters,Stone Counters,Crown Molding,Double Vanity,Electric Dryer Hookup,Entrance Foyer,French Doors,Interior Steps,Kitchen Island,Multiple Dining Areas,Multiple Living Areas,Open Floorplan,Pantry,Recessed Lighting,Smart Thermostat,Storage,Study/Home Office,Walk-In Closet(s),Washer Hookup
  • Window features: Blinds,Screens
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,523 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 118294000D013002
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Private Yard
  • Spa features: None
  • Fencing: Back Yard, Fenced, Gate, Privacy, Wood
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 0.33 Acres
  • Features: Back Yard,Corner Lot,Curbs,Few Trees,Front Yard,Landscaped,Sprinkler - Automatic,Sprinkler - Back Yard,Sprinklers In Front,Sprinkler - In-ground,Sprinkler - Side Yard
  • Lot size dimensions: 88' x 181'

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$245$2,940
Property Taxes $656$7,872
Electricity $386$4,642
Total$3,739$44,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,194/yr
40% on housing$112,170/yr
45% on housing$99,706/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 78640$164
Hays County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 78640$166
Hays County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$485,000

For Sale by Agent

AgentAllison Pflaum
BrokerageKeller Williams Realty

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