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174 Stock Pond Trl, Kyle, TX, 78640

4beds
4baths
2,914sqft
$598,890
$206price/sqft
$4,347/moest. monthly cost
$173,880/yrincome needed

About This Home

Stunning new Highland Homes Chesterfield plan located in the highly sought-after 6 Creeks community in Kyle. This beautifully designed one-story home offers 4 bedrooms, 3.5 baths, a private study, entertainment room, and 2,914 square feet of thoughtfully crafted living space. The open-concept floorplan is highlighted by 11-foot ceilings, 8-foot interior doors, and abundant natural light throughout. The enhanced gourmet kitchen serves as the heart of the home, featuring upgraded finishes and an ideal layout for entertaining and everyday living. The spacious primary suite provides a luxurious retreat with an upgraded bath showcasing a freestanding soaking tub and separate ceramic tile shower. Secondary bedrooms are generously sized, while the dedicated study and entertainment room offer flexibility for work and recreation. The exterior is equally impressive with an upgraded elevation featuring stacked stone accents and brick on all four sides. Enjoy a large backyard, complete with full landscaping, privacy fencing, and an irrigation system. Located in the amenity-rich 6 Creeks master-planned community with convenient access to shopping, dining, and major commuter routes, this home combines elevated design, quality craftsmanship, and exceptional livability.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
R C Barton Middle SchoolGrades 6-81.5 mi
5/10
Jack C Hays High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition, Shingle

Other

  • Builder name: Highland Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven(s),Gas Cooktop,Disposal,Dishwasher,ENERGY STAR Qualified Appliances,Exhaust Fan,RNGHD,Instant Hot Water,Stainless Steel Appliance(s),Tankless Water Heater,Vented Exhaust Fan

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Features

  • Breakfast Bar,Ceiling Fan(s),High Ceilings,Double Vanity,Electric Dryer Hookup,French Doors,High Speed Internet,Kitchen Island,Multiple Living Areas,No Interior Steps,Open Floorplan,Pantry,Primary Bedroom on Main,Recessed Lighting,Smart Thermostat,Soaking Tub,Walk-In Closet(s),Washer Hookup,Wired for Data
  • Window features: ENERGY STAR Qualified Windows,Insulated Windows
  • Flooring: Tile,Wood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,ENERGY STAR Qualified Equipment,Natural Gas
  • Cooling features: ENERGY STAR Qualified Equipment,Central Air

Interior Area

  • Total interior livable area: 2,914 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R189856
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Rear Porch
  • Exterior features: Private Yard
  • Fencing: Back Yard, Privacy, Wood
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 8,712 sqft
  • Features: Back Yard,Few Trees,Front Yard,Landscaped,Sprinkler - In-ground,Sprinkler - Rain Sensor,Trees-Small (Under 20 Ft)
  • Lot size dimensions: 76 x 130 x 56 x 131

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$302$3,624
Property Taxes $698$8,376
Electricity $319$3,839
Total$4,347$52,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,040/yr
40% on housing$130,410/yr
45% on housing$115,920/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 78640$164
Hays County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 78640$166
Hays County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$602,719
2026-03-13Price change$573,660
2026-02-26Listed for sale$566,570

New Construction Spec

AgentDina Verteramo
BrokerageHIGHLAND HOMES REALTY

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