See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

414 Tumbling Creek, Kyle, TX, 78640

5beds
5baths
3,562sqft
$685,000
$192price/sqft
$4,999/moest. monthly cost
$199,960/yrincome needed

About This Home

Price Improvement on this upgraded gem! Plus up to .01 preferred lender's credit toward buyer's closing costs if buyer finances with Hector Campirano with Rate Mortgage. 6 Creeks at Waterridge. Come for the smalltown feel with big city convenient location & resort like amenities, and you'll want to stay for the serene feeling this home gives at golden hour when you watch the last drop of sun set, while deer wander through as you relax on the porch, soaking in the picturesque unobstructed greenbelt view. This luxurious Highland home not only makes a statement; it exudes a sense of comfort and tranquility with its warm wooden floors, floor to ceiling brick fireplace and room for every part of your lifestyle. This type of luxury is functional and elegant all at once, offering scale with its open flow concept, soaring ceilings, and a grand foyer greeted by a rounded staircase. The gourmet kitchen is any chef's delight with a quartz countertop abundant island, gas cooking, and high-end built-in appliances flanked by Kent Moore cabinets and a coffee bar. The owners have added more style, function and value by installing plantation shutters throughout and an owned water softener system. This stunning 5-bedroom, 4.5-bath offers 3,562 sq ft of thoughtfully designed living space with 3 ensuites and a 3-car garage. A dedicated office/study, a media/theatre room, and a guest suite round out the main level. On the 2nd floor you'll find 3 bedrooms- 1 with an ensuite and 1 with a lifestyle room off of it for a variety of options & interests, as well as a huge game room that overlooks the main floor, making this home ideal for entertaining and a multitude of activities. The primary suite features a bay window and an upgraded spa-inspired bath with a freestanding tub and tile surround that feels like a personal retreat. Outside, you'll find the oversized covered back patio a place to unwind or entertain outdoors with plenty of room to dine al fresco then sit by an outdoor fire. This home was built to elevate and cater to every part of one's lifestyle. Enjoy a huge community pool, the fishing pond, pickleball courts, etc. The owners are even negotiable to let any or all of the furnishings be sold, so make us an offer! The location is unbeatable- small town but near Austin and all its entertainment and industry growth. Don't miss out, schedule your home tour today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
R C Barton Middle SchoolGrades 6-81.8 mi
5/10
Jack C Hays High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,4 Sides Masonry,Radiant Barrier

Other

  • Builder name: HIGHLAND HOMES

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Microwave,Gas Cooktop,Disposal,Dishwasher,Plumbed For Ice Maker,Water Softener Owned,Vented Exhaust Fan,Plumb for Water Softener,Tankless Water Heater
  • Laundry features: Main Level,Laundry Room,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 154

Bedroom3

  • Area: 432

Bedroom4

  • Area: 120

Bedroom5

  • Area: 180

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Area: 128

Features

  • Two Living Area,Separate Dining Room,Kitchen Island,Breakfast Bar,Pantry,Study/Library,Game Room,Media Room,Loft,Utility Room Inside,Secondary Bedroom Down,High Ceilings,Open Floorplan,High Speed Internet,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s),Solid Counter Tops,Custom Cabinets,Central Distribution Plumbing System,Programmable Thermostat
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: One,Living Room,Gas,Gas Starter
  • Fireplace: Yes
  • Attic: 12"+ Attic Insulation

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total interior livable area: 3,562 sqft

Kitchen

  • Area: 336

Living Room

  • Area: 198

Master Bathroom

  • Features: Tub/Shower Separate,Double Vanity,Soaking Tub
  • Area: 117

Master Bedroom

  • Features: Split,Walk-In Closet(s),Ceiling Fan(s),Full Bath
  • Area: 255

Office

  • Area: 130

Property

Accessibility

  • Accessibility features: Low Closet Rods,Low Pile Carpet,First Floor Bath,Full Bath/Bed on 1st Flr,First Floor Bedroom,Stall Shower

Details

  • Parcel number: 117781000F005002

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community
  • Patio & porch: Patio,Covered
  • Exterior features: Sprinkler System,Rain Gutters
  • Fencing: Privacy

Lot

  • Lot size: 8,712 sqft
  • Features: Curbs,Sidewalks,Streetlights

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Attached,Tandem,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$346$4,152
Property Taxes $799$9,588
Electricity $391$4,693
Total$4,999$59,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,394/yr
40% on housing$149,970/yr
45% on housing$133,306/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 78640$164
Hays County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 78640$166
Hays County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$685,000
2026-04-25Price change$699,999
2026-03-29Listed for sale$714,900
2025-11-21Sold--
2025-10-20Pending sale$649,990
2025-10-10Price change$649,990
2025-10-03Price change$699,000
2025-09-29Price change$744,426
2025-09-12Price change$764,426
2025-08-18Price change$762,826
2025-07-29Price change$767,266
2025-07-18Listed for sale$764,476

For Sale by Agent

AgentMichelle Shipman
BrokerageThe Agency San Antonio

Similar Homes